| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC. | 1705 17TH STREET DENVER, CO 80202 | BLUECROSS BLUESHIELD OF TEXAS | $74K | $945 | $75K | 4.06% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 10.91% |
| IMA, INC.3 Filed as: MICHAEL WALDMAN, IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | STANDARD LIFE AND ACCIDENT | $11K | — | $11K | 10.00% |
| MORGAN WHITE LIMITED3 Filed as: MORGAN WHITE, MWG BROKER SERVICES | PO BOX 14067 JACKSON, MS 39236 | STANDARD LIFE AND ACCIDENT | $6K | — | $6K | 5.00% |
| IMA, INC.3 Filed as: MICHAEL WALDMAN, IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | STANDARD LIFE AND ACCIDENT | $5K | — | $5K | 10.00% |
| MORGAN WHITE LIMITED3 Filed as: MORGAN WHITE, MWG BROKER SERVICES | PO BOX 14067 JACKSON, MS 39236 | STANDARD LIFE AND ACCIDENT | $2K | — | $2K | 5.00% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.23% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 3.07% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, KS 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.91% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 3.07% |
| THE HASLETT MANAGEMENT GROUP3 | PO BOX 772697 OCALA, FL 34477 | LIFESECURE INSURANCE COMPANY | $1K | — | $1K | 3.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 9868 PLANO RD DALLAS, TX 75238 | LIFESECURE INSURANCE COMPANY | $779 | — | $779 | 2.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 1100 REYNOLDS BLVD WINSTON SALEM, NC 27105 | LIFESECURE INSURANCE COMPANY | $651 | — | $651 | 2.08% |
| JEFFREY MERWIN3 | 7005 WARDMAN RD BALTIMORE, MD 21212 | LIFESECURE INSURANCE COMPANY | $549 | — | $549 | 1.75% |
| DAVID HILLELSOHN3 | 13317 SCOTSMORE WAY OAK HILL, VA 20171 | LIFESECURE INSURANCE COMPANY | $347 | — | $347 | 1.11% |
| CAPITOL METRO FINANCIAL SERVICE3 | 7230 LEE DEFOREST DR #105 COLUMBIA, MD 21212 | LIFESECURE INSURANCE COMPANY | $131 | — | $131 | 0.42% |
| TELLUS BROKERAGE CONNECTIONS3 | 4135 N FRONT ST HARRISBURG, PA 17110 | LIFESECURE INSURANCE COMPANY | $47 | — | $47 | 0.15% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY DALLAS, TX 75240 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $362 | — | $362 | 3.58% |
| STUART DUNKLE3 | 405 CR 3236 QUITMAN, TX 75783 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $331 | — | $331 | 3.28% |
| VIRGINIA LEDER-CLARK3 | 4513 BRINDLE WAY FLOWER MOUND, TX 75028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 0.67% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.36% |
| CALVIN DEAN INGLE3 | 1840 LARIAT TRAIL CELINA, TX 75009 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.19% |
| ROBERT SCOTT PIERCE3 | 609 ROUEN DR MCKINNEY, TX 75070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| IMA, INC.3 Filed as: IMA INC. | 6200 LBJ FWY SUITE 200 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $396 | — | $396 | 15.01% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $80 | $80 | 3.03% |
| IMA, INC.3 Filed as: IMA INC. | 1705 17TH STREET DENVER, CO 80202 | LIFESECURE INSURANCE COMPANY | $88 | — | $88 | 9.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 248 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 335 | $117K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 335 | $117K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $85K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 118 | $35K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 118 | $39K |
| Other(5 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 122 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 335 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.