| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARY LEVINE AND ASSOCIATES LTD3 Filed as: GARY LEVINE AND ASSOCIATES, LTD | 350 MOTOR PARKWAY, SUITE 404 HAUPPAUGE, NY 11788 | AETNA LIFE INSURANCE COMPANY | $82K | $0 | $82K | 2.49% |
| EMERSON REID LLC3 Filed as: EMERSON REID, LLC | 350 FIFTH AVENUE, SUITE 3700 NEW YORK, NY 10118 | AETNA LIFE INSURANCE COMPANY | $30K | $0 | $30K | 0.91% |
| GARY LEVINE3 | 1800 WALT WHITMAN ROAD, SUITE 160 MELVILLE, NY 11747 | AETNA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 0.25% |
| EMERSON REID LLC3 Filed as: EMERSON REID, LLC | 167 ARCHER ROAD FACTORYVILLE, PA 18419 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $3K | $16K | 8.70% |
| DONALD C SAVOY INC3 Filed as: DONALD C. SAVOY, INC. | 258 HANOVER ROAD, SUITE 220 FLORHAM PARK, NJ 07932 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 1.16% |
| ALAN M. BERGMAN3 | 520 BROADHOLLOW ROAD MELVILLE, NY 11747 | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | $5K | $0 | $5K | 6.58% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD, SUITE 308 HAUPPAUGE, NY 11788 | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | $0 | $4K | $4K | 5.22% |
| ALAN M. BERGMAN3 | 225 WEST STATION SQUARE DRIVE PITTSBURGH, PA 15219 | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | $2K | $0 | $2K | 2.78% |
| ALAN M. BERGMAN3 | 225 WEST STATION SQUARE DRIVE PITTSBURGH, PA 15219 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 14.98% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD, SUITE 200 HAUPPAUGE, NY 11788 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 385 | $3.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 203 | $183K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 203 | $183K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | 234 | $123K |
| Long-term disability | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | 234 | $70K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 385 | $3.3M |
| Other | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | 234 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.