| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $55K | $0 | $55K | 3.00% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $7K | $0 | $7K | 6.93% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN ROAD SUITE 105 MELVILLE, NY 11747 | DELTA DENTAL OF RHODE ISLAND | $2K | $0 | $2K | 5.93% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 11.82% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | SHELTERPOINT LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.00% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $0 | $3K | 16.67% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DRIVE EAST MEADOW, NY 11554 | AFLAC | $453 | $35 | $488 | 3.16% |
| S BEIN INC3 Filed as: S BEIN INC. | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $473 | $12 | $485 | 3.14% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD, SUITE 105E MELVILLE, NY 11747 | AFLAC | $317 | $0 | $317 | 2.05% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $139 | $11 | $150 | 0.97% |
| SHARON NEIMANIS3 | 45 OLD OX ROAD MANHASSET, NY 11030 | AFLAC | $145 | $0 | $145 | 0.94% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $70 | $0 | $70 | 0.45% |
| JOSEPH COURCY3 | 7283 ROUMARE RD EAST SYRACUSE, NY 13057 | AFLAC | $56 | $0 | $56 | 0.36% |
| THE HABERMAN GROUP INC3 Filed as: THE HABERMAN GROUP INC. | 145 MARCUS BLVD SUITE 4 HAUPPAUGE, NY 11788 | AFLAC | $52 | $0 | $52 | 0.34% |
| SHAUN T KONIOR3 Filed as: SHAUN KONIOR | 1410 MITCHEL FIELD WAY GARDEN CITY, NY 11530 | AFLAC | $45 | $0 | $45 | 0.29% |
| TODD J BURKE CORP3 | 401 E 80TH STREET APT 6J NEW YORK, NY 10075 | AFLAC | $41 | $0 | $41 | 0.27% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $39 | $0 | $39 | 0.25% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLZ SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $38 | $0 | $38 | 0.25% |
| BARBARA FONTI3 | 223 WALL STREET #159 HUNTINGTON, NY 11743 | AFLAC | $33 | $0 | $33 | 0.21% |
| SHAUN T KONIOR3 | 31 STRATFORD GRN FARMINGDALE, NY 11735 | AFLAC | $32 | $0 | $32 | 0.21% |
| JOANNA FERGUSON3 | 242 WEST END AVENUE MASSAPEQUA, NY 11758 | AFLAC | $31 | $0 | $31 | 0.20% |
| BARBARA ANN MEYER3 Filed as: BARBARA MEYER | 6 HICKORY LN LEVITTOWN, NY 11756 | AFLAC | $28 | $0 | $28 | 0.18% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $14 | $0 | $14 | 0.09% |
| BRADLEY S RUPPEL3 Filed as: BRADLEY RUPPEL | 67 MAPLE PL HUNTINGTON, NY 11743 | AFLAC | $14 | $0 | $14 | 0.09% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC. | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $10 | $0 | $10 | 0.06% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II INC. | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $9 | $0 | $9 | 0.06% |
| LORAINE SOMMER INC3 Filed as: LORAINE SOMMER INC. | 2188 NESCONSET HWY 250 STONY BROOK, NY 11790 | AFLAC | $8 | $0 | $8 | 0.05% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $2 | $0 | $2 | 0.01% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | FIRST UNUM LIFE INSURANCE COMPANY | $791 | $0 | $791 | 10.91% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $389 | $0 | $389 | 9.99% |
| CHRISTINE KIRK3 | 44 EMILY LN WARWICK, RI 02886 | AFLAC | $103 | $0 | $103 | 3.31% |
| STEVEN WILLIAM BEINHORN3 Filed as: STEVEN BEINHORN | 81 STEPHEN DR PLAINVIEW, NY 11803 | AFLAC | $101 | $0 | $101 | 3.24% |
| RONALD MONIZ3 | 20335 PATRIOT WAY WEST GREENWICH, RI 02817 | AFLAC | $55 | $0 | $55 | 1.77% |
| MARTIN GARFINKEL3 | 1660 MIDLAND DR EAST MEADOW, NY 11554 | AFLAC | $31 | $0 | $31 | 1.00% |
| WILLIAM H KIRK3 Filed as: WILLIAM KIRK | 110 JEFFERSON BLVD. WARWICK, RI 02888 | AFLAC | $27 | $0 | $27 | 0.87% |
| TODD BURKE3 | 401 E 80TH STREET APT 6J NEW YORK, NY 10075 | AFLAC | $17 | $0 | $17 | 0.55% |
| KENNETH MEIER3 | 11835 QUEENS BLVD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $6 | $0 | $6 | 0.19% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $1 | $0 | $1 | 0.03% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $197 | $0 | $197 | 9.98% |
| PILOT BENEFITS GROUP LLC3 Filed as: PILOT BENEFITS GROUP, LLC | 35 PINELAWN ROAD SUITE 105E MELVILLE, NY 11747 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $167 | $0 | $167 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 207 | $1.9M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 156 | $136K |
| Vision | SHELTERPOINT LIFE INSURANCE COMPANY | 318 | $23K |
| Life insurance(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 317 | $23K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 43 | $2K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 323 | $27K |
| Other(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 317 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.