| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDWARD P LEVINS3 | 34 IRVING WALK BREEZY POINT, NY 116971704 | UNITED HEALTHCARE INSURANCE COMPANY | $137K | — | $137K | 1.57% |
| CORPORATE HEALTH INNOVATIONS3 Filed as: CORPORATE HEALTH INNOVATIONS, LLC | 120 WHITE PINE CT MILFORD, PA 183377749 | UNITED HEALTHCARE INSURANCE COMPANY | $59K | — | $59K | 0.67% |
| EDWARD P LEVINS3 | 34 IRVING WALK BREEZY POINT, NY 11697 | EMBLEM HEALTH COMPANY | $101K | — | $101K | 2.40% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR, STE 400S DALLAS, TX 75251 | SUN LIFE AND HEALTH INSURANCE COMPANY | $34K | — | $34K | 5.00% |
| EDWARD P LEVINS3 Filed as: EDWARD LEVINS | 34 IRVING WALK BREEZY POINT, NY 11697 | SUN LIFE AND HEALTH INSURANCE COMPANY | $24K | — | $24K | 3.50% |
| CORPORATE HEALTH INNOVATIONS3 Filed as: CORPORATE HEALTH INNOVATIONS LLC | 120 WHITE PINE CT MILFORD, PA 18337 | SUN LIFE AND HEALTH INSURANCE COMPANY | $10K | — | $10K | 1.50% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL SERV | 12404 PARK CENTRAL DR, STE 400S DALLAS, TX 75251 | SUN LIFE AND HEALTH INSURANCE COMPANY | $28K | — | $28K | 4.98% |
| EDWARD P LEVINS3 Filed as: EDWARD LEVINS | 34 IRVING WALK BREEZY POINT, NY 11697 | SUN LIFE AND HEALTH INSURANCE COMPANY | $11K | — | $11K | 1.89% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL SVCS | 12404 PARK CENTRAL DR, SUITE 400S DALLAS, TX 75251 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $26K | $10K | $36K | 6.95% |
| EDWARD P LEVINS3 Filed as: EDWARD LEVINS | 34 IRVING WALK BREEZY POINT, NY 11697 | EYE MED VISION CARE | $9K | — | $9K | 12.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,652 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 0 | $13.0M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 0 | $523K |
| Vision | EYE MED VISION CARE | 0 | $72K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY | 0 | $689K |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY | 0 | $689K |
| Prescription drug | EMBLEM HEALTH COMPANY | 0 | $4.2M |
| Other(3 contracts, 2 carriers) | EMBLEM HEALTH COMPANY | 0 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.