See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS BLUE SHIELD EIN 23-7391136 NONE | Float revenue; Claims processing; Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $652K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $202K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $153K |
| THE SEGAL CO (EASTERN STATES), INC. EIN 13-1835864 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $83K |
| BRADY, MCGUIRE & STEINBERG, P.C. EIN 13-4089943 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $62K |
| HEALTH BENEFITS RESEARCH INC. EIN 27-3458128 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $52K |
| DELTA DENTAL OF NEW YORK EIN 11-1980218 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $51K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $46K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 INVESTMENT MANAGER | Investment management; Investment management fees paid directly by plan Service code 28 | — | $43K |
| SWIFTMD EIN 26-1306606 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $31K |
| CYBERSECOP, LLC EIN 82-5102442 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $20K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $14K |
| CUNNINGHAM & CUNNINGHAM, LLP EIN 06-1506457 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| KAUFF, MCGUIRE & MARGOLIS, LLP EIN 13-3573855 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| OPTUM RX, INC | Other fees Service code 99 | — | $12K |
| INVESCO ADVISERS, INC. EIN 58-1707262 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $7K |
| OPTUM RX INC. EIN 33-0441200 NONE | Direct payment from the plan; Float revenue; Other fees; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 890 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 459 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,349 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTCARE DELIVERY SYSTEMS, INC. | 54 | $42K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 867 | $392K |
| Stop-loss / reinsurancereinsurance | ZURICH AMERICAN INSURANCE COMPANY | 960 | $898K |
| Other(3 contracts, 3 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 958 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 960 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.