| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MY BENEFIT ADVISOR LLC3 | PO BOX 333 WESTBURY, NY 11590 | EMPIRE HEALTHCHOICE HMO, INC. | $4K | $0 | $4K | 0.23% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 400 POST AVE WESTBURY, NY 11590 | EMPIRE HEALTHCHOICE HMO, INC. | $0 | $240 | $240 | 0.01% |
| MY BENEFIT ADVISOR LLC3 | 1305 WALT WHITMAN ROAD SUITE 310 MELVILLE, NY 11747 | EMPIRE HEALTHCHOICE HMO, INC. | $179 | $0 | $179 | 0.01% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND COMPANY, INC. | 1305 WALT WHITMAN ROAD SUITE 310 MELVILLE, NY 11747 | EMPIRE HEALTHCHOICE HMO, INC. | $179 | $0 | $179 | 0.01% |
| MY BENEFIT ADVISOR LLC3 Filed as: MY BENEFIT ADVISOR, LLC | 1305 WALT WHITMAN RD STE 310 MELVILLE, NY 117474300 | EMBLEMHEALTH | $24K | $0 | $24K | 2.91% |
| MY BENEFIT ADVISOR LLC3 Filed as: MY BENEFIT ADVISOR, LLC | 1305 WALT WHITMAN ROAD, SUITE 310 MELVILLE, NY 117474300 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $2K | $9K | 11.33% |
| PREMIER BENEFIT PLANS INC3 | 35 PINELAWN RD STE 208E SUITE 305 MELVILLE, NY 117473185 | METROPOLITAN LIFE INSURANCE COMPANY | $454 | $0 | $454 | 0.58% |
| MY BENEFIT ADVISOR LLC3 | PO BOX 333 WESTBURY, NC 11590 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $135 | $0 | $135 | 0.23% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 400 POST AVE WESTBURY, NY 11590 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $0 | $8 | $8 | 0.01% |
| MY BENEFIT ADVISOR LLC3 | 1305 WALT WHITMAN ROAD SUITE 310 MELVILLE, NY 11590 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $6 | $0 | $6 | 0.01% |
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY INC | 1305 WALK WHITMAN RD STE 310 MELVILLE, NY 11747 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $6 | $0 | $6 | 0.01% |
| MY BENEFIT ADVISOR LLC3 | 1305 WALT WHITMAN RD STE 310 MELVILLE, NC 117474300 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $362 | $2K | 5.74% |
| EMERSON REID LLC3 Filed as: EMERSON REID & CO INC | 669 RIVER DRIVE CENTER II STE 305 ELMWOOD PARK, NJ 074071361 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $209 | $209 | 0.76% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND COMPANY, INC. | EMPIRE STATE BLDG, 350 5TH AVE STE 3700 NEW YORK, NY 10118 | SHELTERPOINT | $911 | $0 | $911 | 8.50% |
| MY BENEFIT ADVISORS LLC3 | 1305 WALT WHITMAN ROAD SUITE 310 MELVILLE, NY 11747 | SHELTERPOINT | $910 | $0 | $910 | 8.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | EMPIRE HEALTHCHOICE HMO, INC. | 157 | $2.5M |
| Dental | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 266 | $58K |
| Vision | SHELTERPOINT | 116 | $11K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 271 | $78K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 186 | $27K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 271 | $78K |
| Prescription drug(2 contracts, 2 carriers) | EMPIRE HEALTHCHOICE HMO, INC. | 157 | $2.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 271 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.