| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC UNION BENEFIT PLANNERS | 120 EAGLE ROCK AVE STE 195 EAST HANOVER, NY 079363147 | AMALGAMATED LIFE INSURANCE CO. | $9K | — | $9K | 7.83% |
| ACRISURE LLC3 Filed as: ACRISURE LLC UNION BENEFIT PLANNERS | 100 OTTAWA AVE., SW GRAND RAPIDS, MI 49503 | AMALGAMATED LIFE INSURANCE CO. | $16K | — | $16K | 21.90% |
| ACRISURE LLC4 Filed as: ACRISURE LLC UNION BEN PLANNERS SF | 100 OTTAWA AVE., SW GRAND RAPIDS, MI 49503 | AMALGAMATED LIFE INSURANCE CO. | $4K | — | $4K | 5.48% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC. EIN 23-7391136 NONE | Claims processing; Float revenue; Other services; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | — | $271K |
| J. DANGELO EIN 11-2159859 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $118K |
| J. MUNOZ EIN 11-2159859 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $102K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $97K |
| J. KIMMERLING EIN 11-2159859 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $95K |
| PRAGER METIS CPAS LLC EIN 06-1667465 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $76K |
| LOCAL 707 IBT EIN 13-5559086 RELATED PARTY | Direct payment from the plan; Other services Service code 49 | — | $61K |
| V. CORDATO EIN 11-2159859 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| O'SULLIVAN ASSOCIATES EIN 20-8199367 NONE | Actuarial; Consulting (general) Service code 11 | — | $47K |
| HINES & ASSOCIATES, INC. EIN 36-3545085 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $44K |
| MORGAN,LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | — | $43K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $38K |
| TECHWORKS CONSULTING INC EIN 22-3868470 NONE | Direct payment from the plan; Other services Service code 49 | — | $34K |
| G. LORUSSO EIN 11-2159859 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $32K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $29K |
| CARY KANE, LLP EIN 20-1942442 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE | Direct payment from the plan; Other investment fees and expenses; Investment advisory (plan) Service code 27 | — | $25K |
| DDS INC EIN 11-2705347 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $24K |
| OPTUMRX EIN 33-0441200 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $21K |
| TEAMSTER CENTER SERVICES FUND EIN 13-1964856 NONE | Direct payment from the plan; Other services Service code 49 | — | $17K |
| DILIGENT CORPORATION EIN 81-1402466 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $15K |
| PERFECT PRINTING SOLUTIONS, INC. EIN 11-3104681 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $13K |
| BRAYSON ADMIN LLC NONE | Direct payment from the plan Service code 50 | 8740 SANTIAGO STREET HOLLIS, NY 11423 | $10K |
| JOSEPH M STERN, CPA EIN 11-2767324 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| VALENZ HEALTH EIN 81-5130313 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 669 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE INSURANCE CO. | 660 | $71K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 661 | $138K |
| Other | AMALGAMATED LIFE INSURANCE CO. | 1,533 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,533 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.