| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1850 N. CENTRAL AVE STE 1700 PHOENIX, AZ 85004 | BLUE CROSS BLUE SHIELD OF FLORIDA | $16K | — | $16K | 3.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 1850 N. CENTRAL AVE STE 1700 PHOENIX, AZ 85004 | HEALTH OPTIONS | $8K | — | $8K | 3.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 7.76% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS CT. FORT MYERS, FL 33907 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 4.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 1027 CLEARWATER, FL 33757 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $313 | — | $313 | 0.33% |
| AON CONSULTING INC3 Filed as: AON INSURANCE | PO BOX 803507 DALLAS, TX 75380 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.98% |
| UNITED BENEFIT ADVISORS OF FLORIDA3 | 7416 MONIKA MANOR DR. TAMPA, FL 336255826 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC-HOUSTON | 5555 SAN FILIPE SUITE 1500 HOUSTON, TX 770562739 | HUMANA | $841 | — | $841 | 5.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL FLORIDA LTD | 4830 WEST KENNEDY BLVD. TAMPA, FL 336092593 | HUMANA | $413 | — | $413 | 2.55% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | HUMANA | $215 | — | $215 | 1.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 109 | $483K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 354 | $90K |
| Vision | HUMANA | 172 | $16K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $95K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $95K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $95K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 109 | $732K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.