| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | SUN LIFE AND HEALTH INSURANCE COMPANY | $25K | $0 | $25K | 1.99% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS | 200 GALLERIA PKWY NW SUITE 1200 ATLANTA, GA 30339 | SUN LIFE AND HEALTH INSURANCE COMPANY | $34 | $0 | $34 | 0.00% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | PO BOX 202617 DALLAS, TX 75320 | SUN LIFE AND HEALTH INSURANCE COMPANY | $769 | $0 | $769 | 15.16% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DAY PITNEY, LLP EIN 06-0317480 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
| BUCK CONSULTANTS, LLC EIN 13-3954297 NONE | Consulting (pension) Service code 17 | — | $11K |
| PKF O'CONNOR DAVIES, LLP EIN 27-1728945 NONE | Accounting (including auditing) Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 69 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 2,529 | $432K |
| Vision | VISION SERVICE PLAN | 644 | $56K |
| Life insurance(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 8,258 | $1.2M |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY | 10 | $5K |
| Other(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 8,258 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.