| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURNACE SERVICES INC3 | ATTN ANN THOMASSON 113 SOUTH WAYNE AVE, PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $38K | — | $38K | 1.53% |
| BENEFIT COMPANY INC OF SC3 | PO BOX 211486 COLUMBIA, SC 29221 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $5K | — | $5K | 0.22% |
| BB&T INSURANCE SERVICES, INC.3 | PO BOX 17370 RICHMOND, VA 23226 | DELTA DENTAL OF VIRGINIA | $13K | — | $13K | 5.28% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC. | PO BOX 211486 COLUMBIA, SC 292216486 | DELTA DENTAL OF VIRGINIA | $5K | — | $5K | 2.11% |
| BB&T INSURANCE SERVICES, INC.3 | 113 S. WAYNE AVENUE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM LIFE INSURANCE COMPANY | $16K | $5K | $21K | 10.54% |
| BENEFIT COMPANY INC OF SC3 | PO BOX 211486 COLUMBIA, SC 29221 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 3.63% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 12.54% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENWOOD AVENUE SUITE 190 RALEIGH, NC 276124959 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 12.11% |
| THE FRIEDEN AGENCY INC3 | 3300 BLDG, SUITE 108 397 LITTLE NECK ROAD VIRGINIA BEACH, VA 23452 | FIDELITY SECURITY LIFE | $482 | — | $482 | 14.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 483 | $2.5M |
| Dental | DELTA DENTAL OF VIRGINIA | 577 | $241K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 688 | $202K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 688 | $202K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 688 | $202K |
| Other(3 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 688 | $266K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 688 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.