See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LAW OFFICES OF RICHARD A DECONCA NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 482 LAKEHURST, NJ 08733 | $48K |
| GENERAL VISION SERVICES EIN 11-3580576 NONE | Direct payment from the plan; Other services Service code 49 | 520 8TH AVENUE, SUITE 900 NEW YORK, NY 10018 | $38K |
| DR. MICHAEL D. LASALLE, MD NONE | Consulting (general); Direct payment from the plan Service code 16 | 400 STATE ROUTE 34, SUITE D MATAWAN, NJ 07747 | $33K |
| MSPC EIN 22-2951202 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 340 NORTH AVENUE CRANFORD, NJ 07016 | $25K |
| FNA INSURANCE SERVICES NONE | Direct payment from the plan; Consulting fees Service code 50 | 1000 WOODBURY RD, STE 403 WOODBURY, NY 11797 | $24K |
| ANTHONY R. MANISCALCO JR EIN 27-1708868 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 8 FORSYTHIA CT HOLTSVILLE, NY 11742 | $22K |
| O'BRIEN BELLAND & BUSHINSKY LLC EIN 37-1467056 NONE | Legal; Direct payment from the plan Service code 29 | 1526 BERLIN ROAD CHERRY HILL, NJ 08003 | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,572 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,572 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTCARE | 3,346 | $624K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.