| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SRVCS OF CA INC | PO BOX 101162 PASADENA, CA 91189 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $115K | $115K | 2.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SRVCS OF CA INC | PO BOX 101162 PASADENA, CA 91189 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $108K | $108K | 2.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SRVCS OF CA INC | PO BOX 101162 PASADENA, CA 91189 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $17K | $17K | 2.24% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SRVCS OF CA INC | PO BOX 101162 PASADENA, CA 91189 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $862 | $862 | 2.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE INSURANCE CO EIN 36-2739571 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | 450 COLUMBUS BLVD HARTFORD, CT 06115 | $7.5M |
| HEALTH FITNESS CORPORATION EIN 41-1580506 NONE | Claims processing; Other services; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 1700 WEST 82ND ST SUITE 200 MINNEAPOLIS, MN 55431 | $2.4M |
| REED GROUP MANAGEMENT LLC EIN 11-1724631 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 10355 WESTMOOR DRIVE WESTMINSTER, CO 80021 | $530K |
| MEDCO EXPRESS SCRIPTS EIN 22-3461740 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | 100 PARSONS POND DRIVE FRANKLIN LAKES, NJ 07417 | $423K |
| BEACON HEALTH OPTIONS, INC EIN 54-1414194 INSURANCE CARRIER | Insurance services Service code 23 | 200 STATE STREET BOSTON, MA 02109 | $379K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,571 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 13,571 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 25,914 | $9.7M |
| Other | MINNESOTA LIFE INSURANCE COMPANY | 0 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 25,914 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.