| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL HAND3 | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $86K | $0 | $86K | 4.00% |
| MICHAEL HAND3 Filed as: MICHAEL DENNIS HAND | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | KAISER FOUNDATION HEALTH PLAN, INC. | $34K | $0 | $34K | 4.49% |
| MICHAEL D. HAND3 | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $0 | $14K | 5.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST VEVA 16, SUITE 320 BLUE BELL, PA 19422 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $14K | $14K | 5.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $12K | $12K | 4.48% |
| MIKE HAND3 | UNKNOWN CORONA, CA 92879 | UNITED CONCORDIA INSURANCE COMPANY | $26K | — | $26K | 9.96% |
| MICHEAL D. HAND3 | 17175 BRULEE BREEZE WAY BOCA RATON, FL 33496 | RELIASTAR LIFE INSURANCE COMPANY | $10K | $0 | $10K | 5.00% |
| MICHAEL HAND3 Filed as: MICHAEL DENNIS HAND | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | AMERITAS LIFE INSURANCE CORPORATION | $13K | $1K | $15K | 11.02% |
| MICHAEL HAND3 | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $0 | $16K | 14.82% |
| MICHAEL HAND3 | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | VISION SERVICE PLAN | $2K | $0 | $2K | 2.78% |
| MICHEAL D. HAND3 | 17175 BRULEE BREEZE WAY BOCA RATON, FL 33496 | RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK | $848 | $0 | $848 | 5.00% |
| MICHAEL HAND3 Filed as: MICHAEL DENNIS HAND | 100 CORPORATE POINTE, SUITE 210 CULVER CITY, CA 90230 | MUTUAL OF OMAHA INSURANCE COMPANY | $0 | $306 | $306 | 2.37% |
| MICHAEL HAND3 Filed as: MICHAEL DENNIS HAND | 355 EAST RINCON STREET, SUITE 105 CORONA, CA 92879 | MUTUAL OF OMAHA INSURANCE COMPANY | $19 | $0 | $19 | 0.15% |
| MIKE HAND3 | UNKNOWN CORONA, CA 92879 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC | $507 | $0 | $507 | 12.55% |
| MICHAEL HAND3 | 355 EAST RINCON STREET, SUITE 105 CORONA, CA 92879 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $133 | — | $133 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 884 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 884 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | 534 | $2.9M |
| Dental(3 contracts, 3 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 688 | $395K |
| Vision | VISION SERVICE PLAN | 476 | $86K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,246 | $212K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 264 | $271K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 264 | $271K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | 534 | $2.9M |
| Other(5 contracts, 5 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,246 | $335K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.