See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 13-3329882 NONE | Investment management fees paid directly by plan; Contract Administrator Service code 13 | — | $123K |
| JOHN STRAUSS EIN 11-1653210 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $87K |
| CIGNA EIN 59-1031071 NONE | Named fiduciary; Claims processing; Direct payment from the plan; Participant communication; Float revenue; Other services; Contract Administrator; Non-monetary compensation Service code 12 | — | $84K |
| WILLIAM ROTHBERG, P.C. EIN 11-2715017 NONE | Legal; Direct payment from the plan Service code 29 | — | $81K |
| MIGDALIA SANABRIA EIN 11-1653210 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $76K |
| BARNES, IACCARINO & SHEPHERD, LLP EIN 43-1995226 NONE | Legal; Direct payment from the plan Service code 29 | — | $74K |
| WATERPROOF WORKERS REALTY CORP NONE | Direct payment from the plan; Other services Service code 49 | 12-11 43RD AVENUE LONG ISLAND CITY, NY 11101 | $61K |
| SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Investment management fees paid directly by plan Service code 11 | — | $61K |
| MSPC CERTIFIED PUBLIC ACCOUNTANTS EIN 22-2951202 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 340 NORTH AVENUE EAST CRANFORD, NJ 07016 | $60K |
| DEBORAH CARACCIOLO EIN 11-1653210 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $41K |
| MARSHALL & MOSS ADMIN SERVICES NONE | Investment management fees paid directly by plan; Contract Administrator Service code 13 | 1400 OLD COUNTRY ROAD, SUITE 406 WESTBURY, NY 11590 | $41K |
| QUAN-VEST CONSULTANTS INC. EIN 11-2559669 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 932 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 147 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,079 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,238 | $17.6M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,001 | $37K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,238 | $17.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.