| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: SEGAL (NEW YORK) | 333 WEST 34TH STREET NEW YORK, NY 10001 | AMALGAMATED LIFE INSURANCE COMPANY | $44K | — | $44K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAGNACARE ADMINISTRATIVE SERVICES EIN 11-3410766 CLAIMS PROCESSING | Direct payment from the plan; Claims processing Service code 12 | ONE PENN PLAZA, SUITE 1410 NEW YORK, NY 10119 | $1.1M |
| ANNALISA DEFALCO EIN 11-1628171 PLAN ADMINISTRATOR | Direct payment from the plan; Plan Administrator Service code 14 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $176K |
| SAMANTHA LAYTON EIN 11-1628171 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $152K |
| BARNES, IACCARINO & SHEPHERD LLP EIN 26-3858697 ATTORNEY | Legal; Direct payment from the plan Service code 29 | 3 SURREY LANE HEMPSTEAD, NY 11550 | $135K |
| JAMES CORNELL EIN 11-1628171 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $117K |
| ROBIN SHERMAN EIN 11-1628171 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $109K |
| THE SEGAL COMPANY, INC. EIN 13-1835864 ACTUARIAL | Direct payment from the plan; Consulting fees; Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $107K |
| REYNA MENDEZ EIN 11-1628171 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $106K |
| WORKFORCE ASSISTANCE PROGRAMS EIN 82-3812273 EAP SERVICES | Other services Service code 49 | 177A EAST MAIN STREET NEW ROCHELLE, NY 10801 | $54K |
| D.D. SERVICES, INC. EIN 11-2705347 CLAIMS PROCESSING | Direct payment from the plan; Claims processing Service code 12 | 265 POST AVENUE, SUITE 340 WESTBURY, NY 11590 | $48K |
| GETTRY MARCUS CPA P.C. EIN 13-3418879 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | 88 FROEHLICH FARM BLVD WOODBURY, NY 11797 | $43K |
| REBECCA CORNELL EIN 11-1628171 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $42K |
| CITRIN COOPERMAN & COMPANY LLP EIN 22-2428965 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | 100 JERICHO QUADRANGLE, SUITE 342 JERICHO, NY 11753 | $37K |
| AMALGAMATED EMPLOYEE BENEFITS ADMIN EIN 13-3432221 CLAIMS PROCESSING | Direct payment from the plan; Claims processing Service code 12 | 333 WESTCHESTER AVENUE WHITE PLAINS, NY 10604 | $37K |
| TPA CORPORATION EIN 13-3329882 COMPUTER CONSULTANT | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | PO BOX 433 CARMEL, NY 10512 | $32K |
| BOYD WATTERSON ASSET MGMT LLC EIN 34-1922005 CUSTODIAN-MANAGER | Custodial (securities); Investment management fees paid directly by plan; Investment management Service code 19 | 1301 E 9TH STREET, SUITE 2900 CLEVELAND, OH 44114 | $29K |
| DANA FLYNN EIN 11-1628171 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 681 FULTON AVENUE HEMPSTEAD, NY 11550 | $28K |
| CITRIN COOPERMAN ADVISORS LLC EIN 87-2525370 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | 7900 WESTPARK DR. SUITE A220 MCLEAN, VA 22102 | $22K |
| M&T BANK TRUST & PENSION SERVICES EIN 16-0538020 INVESTMENT CUSTODIAN | Custodial (securities); Investment management fees paid directly by plan Service code 19 | 285 DELAWARE AVE, 3RD FLOOR BUFFALO, NY 14202 | $22K |
| REYNOLDS CONSULTING SERVICES EIN 20-1899564 INVESTMENT CONSULTANT | Consulting (general); Investment advisory (plan); Investment management fees paid directly by plan; Consulting fees Service code 16 | 25 NEWBRIDGE ROAD SUITE 205 HICKSVILLE, NY 11801 | $20K |
| EMPOWER ANNUITY INSURANCE COMPANY EIN 06-1050034 CUSTODIAN-MANAGER | Investment management; Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 8519 E. ORCHARD ROAD 8T3 GREENWOOD VILLAGE, CO 80111 | $16K |
| HESS TECHNOLOGY CONSULTING EIN 26-1664819 COMPUTER CONSULTANT | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | 3 BEDFORD ROAD CARMEL, NY 10512 | $15K |
| HEARTSCAN SERVICES, INC. EIN 27-3785734 DIAGNOSTIC SERVICE | Other services; Claims processing; Direct payment from the plan Service code 12 | 155 EXECUTIVE DRIVE MANHASSET HILLS, NY 11040 | $12K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 CUSTODIAN-MANAGER | Investment management; Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 201 WASHINGTON STREET, 15TH FLOOR BOSTON, MA 02108 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 252 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,425 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,129 | $888K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.