| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | DBA HANYS BENEFIT S ONE EMPIRE DRIVE RENSSELAER, NY 12144 | EYEMED VISION CARE | $10K | — | $10K | 4.57% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | 1 EMPIRE DRIVE RENSSELAER, NY 12144 | LINCOLN FINANCIAL GROUP | $24K | — | $24K | 15.00% |
| BENCHMARK INSURANCE AGENCY LLC3 | ATTN PARK STRATEGIES 101 PARK AVE SUITE 2506 NEW YORK, NY 10178 | AFLAC | $3K | — | $3K | 1.83% |
| TIMOTHY C CAVAZOS3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $2K | — | $2K | 1.72% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA STE 410 RUHLE RISK MANAGEMENT GARDEN CITY, NY 11530 | AFLAC | $2K | $47 | $2K | 1.27% |
| SHAUN T KONIOR3 | 255 SOUTH 13TH ST #1 LINDENHURST, NY 11757 | AFLAC | $1K | $9 | $1K | 0.94% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $1K | — | $1K | 0.87% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $989 | $56 | $1K | 0.76% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVE FREEPORT, NY 11520 | AFLAC | $857 | $24 | $881 | 0.64% |
| ABRAHAM BASH3 | 175 LODGE AVE HUNTINGTON STATION, NY 11746 | AFLAC | $780 | $46 | $826 | 0.60% |
| WILLIAM WHICHER3 | 1 LINDEN ST GARDEN CITY, NY 11530 | AFLAC | $609 | $24 | $633 | 0.46% |
| KATHRYN M RUHLE3 | 102 BILTMORE BLVD MASSAPEQUA, NY 11759 | AFLAC | $476 | $18 | $494 | 0.36% |
| SHARON NEIMANIS3 | 45 OLD OX ROAD MANHASSET, NY 11030 | AFLAC | $449 | — | $449 | 0.32% |
| DONALD ERIC HOYER3 | 46 HERON ST LONG BEACH, NY 11561 | AFLAC | $387 | — | $387 | 0.28% |
| PETER MCGUIRE3 | 74 CARMAN AVE EAST ROCKAWAY, NY 11518 | AFLAC | $379 | — | $379 | 0.27% |
| DOROTHY T HOFFMAN3 | 255 SOUTH 13TH ST #1 LINDENHURST, NY 11757 | AFLAC | $301 | — | $301 | 0.22% |
| ANTHONY ORGERA3 Filed as: ANTHONY CIPRIANO | 610 EVERDELL AVE WEST ISLIP, NY 11795 | AFLAC | $285 | $16 | $301 | 0.22% |
| MASSIMO & ASSOCIATES INC3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $246 | — | $246 | 0.18% |
| ANTHONY ORGERA3 Filed as: ANTHONY CIPRIANO | 9 SURRY HILL PL HUNTINGTON, NY 11743 | AFLAC | $228 | — | $228 | 0.16% |
| CHRISTOPHER TARI3 | 4047 PARKSIDE DR SEAFORD, NY 11783 | AFLAC | $157 | $62 | $219 | 0.16% |
| COLIN MCVETTY3 | 41 TEMPLE ST FLOOR 2 WILLISTON PARK, NY 11596 | AFLAC | $194 | — | $194 | 0.14% |
| WALTER THOMAS BONILLA3 Filed as: WALTER T BONILLA | 200 GARDEN CITY PLAZA STE 410 GARDEN CITY, NY 11530 | AFLAC | $179 | $7 | $186 | 0.13% |
| LAURA GAROFALO3 | 66 SHERBROOKE DRIVE SMITHTOWN, NY 11787 | AFLAC | $167 | — | $167 | 0.12% |
| ELIZABETH SARAH IMPERIAL3 | 155 BRIXTON RD GARDEN CITY, NY 11530 | AFLAC | $156 | — | $156 | 0.11% |
| WILLIAM J LOEFFERT3 | 555 BROADHOLLOW RD STE 201 MELVILLE, NY 11747 | AFLAC | $92 | — | $92 | 0.07% |
| JEFFREY MANDEL3 | 2585 GARDEN ST BALWDIN, NY 11510 | AFLAC | $83 | — | $83 | 0.06% |
| EVELYN BERNFELD3 | 12 GORHAM LN DIX HILLS, NY 11746 | AFLAC | $72 | — | $72 | 0.05% |
| ALISSA POMERANTZ3 | 524 CHAUNCEY LN LAWRENCE, NY 11559 | AFLAC | $26 | $36 | $62 | 0.04% |
| JAMES WARREN3 Filed as: JAMES MICHAEL WARREN | 608 WESTCHESTER ST LONG BEACH, NY 11561 | AFLAC | $47 | $12 | $59 | 0.04% |
| LORAINE SOMMER INC3 | 2188 NESCONSET HWY 250 STONY BROOK, NY 11790 | AFLAC | $26 | $24 | $50 | 0.04% |
| JAMES ROBERT CONFORT3 | 141 OXFORD BLVD GARDEN CITY, NY 11530 | AFLAC | $23 | $26 | $49 | 0.04% |
| MASSIMO & ASSOCIATES INC3 | 12818 PENGUIN DR BRADENTON, FL 34212 | AFLAC | $35 | $2 | $37 | 0.03% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | 223 BROOK ST OAKDALE, NY 11769 | AFLAC | $17 | $20 | $37 | 0.03% |
| PINA JOY MUNRO3 | 4 ALPINE WAY DIX HILLS, NE 11746 | AFLAC | $20 | — | $20 | 0.01% |
| RECRUITER MMNY INC3 | 3810 JERUSALEM AVE SEAFORD, NY 11783 | AFLAC | $11 | — | $11 | 0.01% |
| PROFILE COMMERCIAL CORPORATION3 | 320 SOUTH SERVICE ROAD MELVILLE, NY 11747 | AFLAC | $9 | — | $9 | 0.01% |
| DAVID CAPO3 | 2413 WOOD AVE BELLMORE, NY 11710 | AFLAC | $8 | — | $8 | 0.01% |
| ESTELLE MARIE FRANK3 | 68 RODNEY AVE ISLIP TERRACE, NY 11752 | AFLAC | $7 | — | $7 | 0.01% |
| DOMENICO V MAUTARELLI3 | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HIGHWAY STE 1015W HOLBROOK, NY 11741 | AFLAC | $6 | — | $6 | 0.00% |
| ALLAN H. MARKOWITZ3 Filed as: ALLAN H MARKOWITZ | 17 LINDSEY PLACE HOLBROOK, NE 11741 | AFLAC | $5 | — | $5 | 0.00% |
| DAVID P MARKOWITZ3 | 12 UNITY CT NEWCONSET, NE 11767 | AFLAC | $4 | — | $4 | 0.00% |
| KEVIN WELSOME3 | 792 GLENDALE RD WEST BABYLON, NY 11704 | AFLAC | $4 | — | $4 | 0.00% |
| RONALD RALPH JR PERRONE3 | PO BOX 339 STAMFORD, NY 12167 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHEN J BONILLA3 | 18 LIBRARY LN HOLBROOK, NY 11741 | AFLAC | $1 | — | $1 | 0.00% |
| BENCHMARK INSURANCE AGENCY LLC3 | ATTN PARK STRATEGIES 101 PARK AVE SUITE 2506 NEW YORK, NY 10178 | AFLAC | $2K | — | $2K | 1.86% |
| TIMOTHY C CAVAZOS3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $2K | — | $2K | 1.78% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA SUITE 410 RUHLE RISK MANAGEMENT GARDEN CITY, NY 11530 | AFLAC | $1K | $70 | $2K | 1.36% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $1K | — | $1K | 0.90% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $888 | $88 | $976 | 0.85% |
| ABRAHAM BASH3 | 175 LODGE AVE HUNTINGTON STATION, NY 11746 | AFLAC | $670 | $89 | $759 | 0.66% |
| SHAUN T KONIOR3 | 255 SOUTH 13TH ST #1 LINDENHURST, NY 11757 | AFLAC | $735 | $18 | $753 | 0.65% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVE FREEPORT, NY 11520 | AFLAC | $609 | $45 | $654 | 0.57% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 1 LINDEN ST GARDEN CITY, NY 11530 | AFLAC | $449 | $21 | $470 | 0.41% |
| WALTER THOMAS BONILLA3 Filed as: WALTER T BONILLA | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $449 | $21 | $470 | 0.41% |
| SHARON NEIMANIS3 | 45 OLD OX ROAD MANHASSET, NY 11030 | AFLAC | $445 | — | $445 | 0.39% |
| PETER MCGUIRE3 | 74 CARMAN AVE EAST ROCKAWAY, NY 11518 | AFLAC | $419 | — | $419 | 0.36% |
| CHRISTOPHER TARI3 | 4047 PARKSIDE DRIVE SEAFORD, NY 11783 | AFLAC | $283 | $108 | $391 | 0.34% |
| KATHRYN M RUHLE3 | 102 BILTMORE BLVD MASSAPEQUA, NY 11758 | AFLAC | $338 | $34 | $372 | 0.32% |
| ANTHONY ORGERA3 Filed as: ANTHONY CIPRIANO | 610 EVERDELL AVE WEST ISLIP, NY 11795 | AFLAC | $204 | $46 | $250 | 0.22% |
| LAURA GAROFALO3 | 66 SHERBROOKE DRIVE SMITHTOWN, NY 11787 | AFLAC | $174 | — | $174 | 0.15% |
| MASSIMO & ASSOCIATES INC3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $172 | — | $172 | 0.15% |
| DONALD ERIC HOYER3 | 46 HERON ST. LONG BEACH, NY 11561 | AFLAC | $172 | — | $172 | 0.15% |
| ELIZABETH SARAH IMPERIAL3 | 155 BRIXTON RD GARDEN CITY, NY 11530 | AFLAC | $169 | — | $169 | 0.15% |
| DOROTHY T HOFFMAN3 | 255 SOUTH 13TH ST #1 LINDENHURST, NY 11757 | AFLAC | $168 | — | $168 | 0.15% |
| COLIN MCVETTY3 | 41 TEMPLE ST FLOOR 2 WILLISTON PARK, NE 11596 | AFLAC | $152 | — | $152 | 0.13% |
| ANTHONY ORGERA3 Filed as: ANTHONY CIPRIANO | 9 SURRY HILL PL HUNTINGTON, NY 11743 | AFLAC | $146 | — | $146 | 0.13% |
| RONALD RALPH JR PERRONE3 | PO BOX 339 STAMFORD, NY 12167 | AFLAC | $122 | — | $122 | 0.11% |
| STEPHEN J BONILLA3 | 18 LIBRARY LN HOLBROOK, NY 11741 | AFLAC | $97 | — | $97 | 0.08% |
| WILLIAM J LOEFFERT3 | 555 BROADHOLLOW RD STE 201 MELVILLE, NY 11747 | AFLAC | $96 | — | $96 | 0.08% |
| ALISSA POMERANTZ3 | 524 CHAUNCEY LN LAWRENCE, NY 11559 | AFLAC | $44 | $38 | $82 | 0.07% |
| JAMES WARREN3 Filed as: JAMES MICHAEL WARREN | 608 WESTCHESTER ST LONG BEACH, NY 11561 | AFLAC | $51 | $22 | $73 | 0.06% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | 223 BROOK ST OAKDALE, NY 11769 | AFLAC | $39 | $29 | $68 | 0.06% |
| PINA JOY MUNRO3 | 4 ALPINE WAY DIX HILLS, NY 11746 | AFLAC | $33 | — | $33 | 0.03% |
| MASSIMO & ASSOCIATES INC3 | 12818 PENGUIN DR BRADENTON, FL 34212 | AFLAC | $28 | $2 | $30 | 0.03% |
| SHANEL THOMAS3 | 2506 GILLMORE ST EAST ELMHURST, NY 11369 | AFLAC | $12 | $16 | $28 | 0.02% |
| RECRUITER MMNY INC3 | 3810 JERUSALEM AVE SEAFORD, NY 11783 | AFLAC | $3 | — | $3 | 0.00% |
| LORAINE SOMMER INC3 | 2188 NESCONSET HWY 250 STONY BROOK, NY 11790 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES ROBERT CONFORT3 | 141 OXFORD BLVD GARDEN CITY, NY 11530 | AFLAC | $3 | — | $3 | 0.00% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | 1 EMPIRE DRIVE RENSSELAER, NM 12144 | LINCOLN FINANCIAL GROUP | $5K | — | $5K | 4.74% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | 1 EMPIRE DRIVE RENSSELAER, NY 12144 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $3K | — | $3K | 4.33% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | 1 EMPIRE DR RENSSELAER, NY 12144 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $4K | — | $4K | 15.00% |
| BENCHMARK INSURANCE AGENCY LLC3 Filed as: BENCHMARK INSURANCE AGENCY INC | ATTN PARK STRATEGIES 101 PARK AVE SUITE 2506 NEW YORK, NY 10178 | AFLAC | $305 | — | $305 | 1.96% |
| TIMOTHY C CAVAZOS3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NE 11530 | AFLAC | $292 | — | $292 | 1.88% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA STE 410 RHULE RISK MANAGEMENT GARDEN CITY, NY 11530 | AFLAC | $198 | $14 | $212 | 1.36% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $146 | — | $146 | 0.94% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $126 | $16 | $142 | 0.91% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 1 LINDEN ST GARDEN CITY, NY 11530 | AFLAC | $132 | $9 | $141 | 0.91% |
| ABRAHAM BASH3 | 175 LODGE AVE HUNTINGTON STATION, NY 11746 | AFLAC | $86 | $12 | $98 | 0.63% |
| WALTER THOMAS BONILLA3 Filed as: WALTER T BONILLA | 200 GARDEN CITY PLAZA STE 410 GARDEN CITY, NY 11530 | AFLAC | $86 | — | $86 | 0.55% |
| CHRISTOPHER TARI3 | 4047 PARKSIDE DR SEAFORD, NY 11783 | AFLAC | $64 | $16 | $80 | 0.51% |
| SHAUN T KONIOR3 | 255 SOUTH 13TH ST #1 LINDHURST, NY 11757 | AFLAC | $74 | $2 | $76 | 0.49% |
| KATHRYN M RUHLE3 Filed as: KATHRYN M RHULE | 102 BALTIMORE BLVD MASSAPEQUA, NY 11758 | AFLAC | $68 | — | $68 | 0.44% |
| ANTHONY ORGERA3 Filed as: ANTHONY CIPRIANO | 610 EVERDELL AVENUE WEST ISLIP, NY 11795 | AFLAC | $51 | $12 | $63 | 0.40% |
| ANTHONY ALGERIO3 Filed as: ANTHONY CIPPRIANO | 9 SURRY HILL PL HUNTINGTON, NY 11743 | AFLAC | $43 | — | $43 | 0.28% |
| PETER MCGUIRE3 | 74 CARMAN AVE EAST ROCKAWAY, NY 11518 | AFLAC | $41 | — | $41 | 0.26% |
| SHARON NEIMANIS3 | 45 OLD OX ROAD MANHASSET, NY 11030 | AFLAC | $37 | — | $37 | 0.24% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVE FREEPORT, NY 11520 | AFLAC | $34 | — | $34 | 0.22% |
| ELIZABETH SARAH IMPERIAL3 | 155 BRIXTON RD GARDEN CITY, NY 11530 | AFLAC | $33 | — | $33 | 0.21% |
| LORRAINE SOMMER INC3 | 2188 NESCONSET HWY 250 STONY BROOK, NY 11790 | AFLAC | $18 | $15 | $33 | 0.21% |
| JAMES ROBERT CONFORT3 | 141 OXFORD BLVD GARDEN CITY, NY 11530 | AFLAC | $17 | $16 | $33 | 0.21% |
| LAURA GAROFALO3 | 66 SHERBROOKE DR SMITHTOWN, NY 11787 | AFLAC | $30 | — | $30 | 0.19% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | 223 BROOK ST OAKDALE, NY 11769 | AFLAC | $13 | $12 | $25 | 0.16% |
| DONALD ERIC HOYER3 | 46 HERON ST LONG BEACH, NE 11561 | AFLAC | $23 | — | $23 | 0.15% |
| DOROTHY T HOFFMAN3 | 255 SOUTH 13TH ST #1 LINDENHURST, NY 11757 | AFLAC | $18 | — | $18 | 0.12% |
| WILLIAM J LOEFFERT3 | 555 BROADHOLLOW RD STE 201 MELVILLE, NY 11747 | AFLAC | $17 | — | $17 | 0.11% |
| COLIN MCVETTY3 | 41 TEMPLE ST FL 2 WILLISTON PARK, NY 11596 | AFLAC | $10 | — | $10 | 0.06% |
| MASSIMO & ASSOCIATES INC3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $10 | — | $10 | 0.06% |
| MASSIMO & ASSOCIATES INC3 | 12818 PENGUIN DR BRADENTON, FL 34212 | AFLAC | $2 | — | $2 | 0.01% |
| ALISSA POMERANTZ3 | 524 CHAUNCEY LN LAWRENCE, NY 11559 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES WARREN3 Filed as: JAMES MICHAEL WARREN | 608 WESTCHESTER ST LONG BEACH, NY 11561 | AFLAC | $1 | — | $1 | 0.01% |
| RONALD RALPH JR PERRONE3 | PO BOX 339 STAMFORD, NY 12167 | AFLAC | $1 | — | $1 | 0.01% |
| STEPHEN J BONILLA3 Filed as: STEPHEN BONILLA | 18 LIBRARY LANE HOLBROOK, NY 11741 | AFLAC | $1 | — | $1 | 0.01% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | DBA HANYS BENEFIT S ONE EMPIRE DRIVE RENSSELAER, NY 12144 | EYEMED VISION CARE | $179 | — | $179 | 4.54% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE AGENCY | DBA HANYS BENEFIT S ONE EMPIRE DRIVE RENSSELAER, NY 12144 | EYEMED VISION CARE | $36 | — | $36 | 4.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,350 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 271 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,621 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | AFLAC | 126 | $269K |
| Vision(3 contracts) | EYEMED VISION CARE | 3,588 | $213K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN FINANCIAL GROUP | 2,425 | $236K |
| Long-term disability(2 contracts, 2 carriers) | LINCOLN FINANCIAL GROUP | 392 | $130K |
| Other(2 contracts, 2 carriers) | LINCOLN FINANCIAL GROUP | 2,425 | $236K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.