| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTEGRATED BROKERAGE SERVICES, INC.3 Filed as: INTEGRATED BROKERRAGE SERVICES, INC | 303 SUNNYSIDE BOULEVARD, UNIT 25 PLAINVIEW, NY 11803 | UNITED HEALTHCARE INSURANCE COMPANY | $11K | $0 | $11K | 3.75% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES, INC. | 1000 WOODBURY ROAD, SUITE 403 WOODBURY, NY 11797 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $1K | $1K | 0.42% |
| INTEGRATED BROKERAGE SERVICES, INC.3 Filed as: INTEGRATED BROKERAGE SERVICES, INC | 303 SUNNYSIDE BOULEVARD PLAINVIEW, NY 11803 | AETNA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.12% |
| INTEGRATED BROKERAGE SERVICES, INC.3 Filed as: INTEGRATED BROKERRAGE SERVICES, INC | 303 SUNNYSIDE BOULEVARD, UNIT 25 PLAINVIEW, NY 11803 | AFLAC | $4K | $0 | $4K | 4.58% |
| MJ INSURANCE3 Filed as: SHAUN KONIOR AND VARIOUS AGENTS | 31 STRATFORD GREEN FARMINGDALE, NY 11735 | AFLAC | $3K | $0 | $3K | 3.76% |
| JAIME M. BAUM3 | PO BOX 1124 MILLER PLACE, NY 11764 | AFLAC | $3K | $196 | $3K | 3.64% |
| ALLAN H. MARKOWITZ3 Filed as: ALLAN H, MARKOWITZ | 17 LINDSEY PLACE HOLBROOK, NY 11741 | AFLAC | $2K | $158 | $2K | 2.66% |
| DOROTHY HOFMANN3 Filed as: DOROTHY T. HOFMANN | 187 NORTH MAIN STREET GENEVA, NY 14456 | AFLAC | $2K | $0 | $2K | 2.05% |
| MICHAEL PASQUALY DESTEFANO3 | 4250 VETERANS MEMORIAL HIGHWAY SUITE 1015W HOLBROOK, NY 11741 | AFLAC | $1K | $75 | $1K | 1.57% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA, SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $880 | $0 | $880 | 1.11% |
| INTEGRATED BROKERAGE SERVICES, INC.3 Filed as: INTEGRATED BROKERRAGE SERVICES, INC | 303 SUNNYSIDE BOULEVARD, UNIT 25 PLAINVIEW, NY 11803 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.12% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES, INC. | 1000 WOODBURY ROAD WOODBURY, NY 11797 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.99% |
| INTEGRATED BROKERAGE SERVICES, INC.3 Filed as: INTEGRATED BROKERRAGE SERVICES, INC | 303 SUNNYSIDE BOULEVARD, UNIT 25 PLAINVIEW, NY 11803 | HM LIFE INSURANCE COMPANY OF NEW YORK | $996 | $0 | $996 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 198 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | EMBLEMHEALTH | 261 | $3.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 234 | $82K |
| Vision | HM LIFE INSURANCE COMPANY OF NEW YORK | 87 | $10K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 207 | $63K |
| Prescription drug(2 contracts, 2 carriers) | EMBLEMHEALTH | 261 | $3.0M |
| Other(2 contracts, 2 carriers) | AFLAC | 207 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.