| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $5K | $92 | $5K | 0.29% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $2K | $13K | 22.15% |
| NANCY A WASSERMAN3 Filed as: NANCY WASSERMAN | 2822 STURGES HIGHWAY WESTPORT, CT 06880 | AFLAC | $718 | — | $718 | 2.80% |
| JAMES S BURNS3 Filed as: JAMES S. BURNS | PO BOX 1079 SOUTHPORT, CT 06890 | AFLAC | $518 | — | $518 | 2.02% |
| MJ INSURANCE3 Filed as: THOMAS KELLY AND VARIOUS AGENTS | 417 OCEAN BOULEVARD HAMPTON, NH 03842 | AFLAC | $395 | $15 | $410 | 1.60% |
| JEFFREY R WHITE3 Filed as: JEFFREY R. WHITE | PO BOX 5004 MANCHESTER, NH 03108 | AFLAC | $336 | $36 | $372 | 1.45% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 27 JENNIE LANE WESTPORT, CT 06880 | AFLAC | $319 | — | $319 | 1.25% |
| MICHAEL R. BONAMARTE3 Filed as: MICHAEL BONAMARTE | 22 BAYVIEW DRIVE BROOKFIELD, CT 06804 | AFLAC | $174 | — | $174 | 0.68% |
| CHRISTOPHER S AUSTERMANN3 Filed as: CHRISTOPHER S. AUSTERMANN | 100 MILL PLAIN ROAD, SUITE 322 DANBURY, CT 06811 | AFLAC | $78 | — | $78 | 0.30% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 16.42% |
| RUEBEN WARNER ASSOCIATES, INC.3 Filed as: RUEBEN WARNER AND ASSOCIATES, INC. | 1655 RICHMOND AVENUE STATEN ISLAND, NJ 10314 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AFLAC | $6 | — | $6 | 2.46% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES BURNS | PO BOX 1079 SOUTHPORT, CT 06890 | AFLAC | $5 | — | $5 | 2.05% |
| DEBORAH POPPERT3 | 1762 MIDDLETON ROAD GLEN MILLS, PA 19342 | AFLAC | $3 | — | $3 | 1.23% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 27 JENNIE LANE WESTPORT, CT 06880 | AFLAC | $2 | — | $2 | 0.82% |
| DARLENE S DILLON3 Filed as: DARLENE S. DILLON | 282 SHELL ROAD CARNEYS POINT, NJ 08069 | AFLAC | $1 | — | $1 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 245 | $1.6M |
| Dental | AETNA LIFE INSURANCE COMPANY | 245 | $1.6M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 164 | $59K |
| Short-term disability | STANDARD INSURANCE COMPANY | 154 | $24K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 164 | $59K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 245 | $1.6M |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 164 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.