| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD STE 120 FARMINGTON, CT 06032 | CONNECTICARE, INC. | $9K | $49K | $58K | 4.10% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD STE 120 FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC | $5K | $3K | $8K | 9.45% |
| KAUFMAN, JOHN3 | 74 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC | -$7 | $0 | -$7 | -0.01% |
| JOHN KAUFMAN3 | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 3.24% |
| JOHN KAUFMAN3 | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $557 | $0 | $557 | 3.31% |
| JOHN KAUFMAN3 | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $343 | $0 | $343 | 3.33% |
| JOHN KAUFMAN3 | 20 BATTERSON PARK ROAD FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55 | $0 | $55 | 2.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONNECTICARE, INC. | 154 | $1.4M |
| Dental | ANTHEM HEALTH PLANS, INC | 192 | $84K |
| Vision | ANTHEM HEALTH PLANS, INC | 192 | $84K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 135 | $34K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 105 | $10K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 135 | $17K |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 135 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.