| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WENTWORTH DEANGELIS INC3 | 74 BATTERSON PARK ROAD FARMINGTON, CT 06032 | UNITEDHEALTHCARE INSURANCE COMPANY | $63K | — | $63K | 3.98% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC CT | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | UNITEDHEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 1.10% |
| WENTWORTH DEANGELIS INC3 | 74 BATTERSON PARK ROAD FARMINGTON, CT 06032 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 9.02% |
| WENTWORTH DEANGELIS INC3 Filed as: WENTWORTH-DEANGLIS INC. | 20 BATTERSON PARK ROAD SUITE 120 FARMINGTON, CT 06032 | DELTA DENTAL OF CONNECTICUT, INC. | $1K | — | $1K | 1.89% |
| WDK BENEFITS, LLC3 Filed as: WDK BENEFITS LLC | 20 BATTERSON PARK ROAD STE 120 FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. (G1800) | $729 | — | $729 | 5.78% |
| KAUFMAN, JOHN3 Filed as: KAUFMAN,JOHN | 74 BATTERSON PARK ROAD FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. (G1800) | $528 | — | $528 | 4.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 224 | $1.6M |
| Dental | DELTA DENTAL OF CONNECTICUT, INC. | 205 | $57K |
| Vision | ANTHEM HEALTH PLANS, INC. (G1800) | 179 | $13K |
| Life insurance | STANDARD INSURANCE COMPANY | 142 | $66K |
| Short-term disability | STANDARD INSURANCE COMPANY | 142 | $66K |
| Long-term disability | STANDARD INSURANCE COMPANY | 142 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.