See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 128 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA EIN 59-2015694 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 4800 DEERWOOD CAMPUS PARKWAY JACKSONVILLE, FL 32246 | $4.3M |
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 N/A | Contract Administrator Service code 13 | — | $253K |
| BROWN & BROWN INSURANCE SERVICES EIN 59-0691921 INSURANCE AGENTS | Insurance agents and brokers Service code 22 | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | $0 |
| HERNDON CARR AND COMPANY EIN 59-2414511 INSURANCE AGENTS | Insurance agents and brokers Service code 22 | 10501 SIX MILE PARKWAY STE 101 FORT MYERS, FL 33966 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,795 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,795 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | FLORIDA BLUE CROSS BLUE SHIELD | 6,701 | $82.7M |
| Dental | GUARDIAN | 6,795 | $1.1M |
| Vision | GUARDIAN | 6,795 | $1.1M |
| Life insurance(7 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,711 | $1.7M |
| Short-term disability(6 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 300 | $638K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,711 | $1.0M |
| Prescription drug | FLORIDA BLUE CROSS BLUE SHIELD | 6,701 | $82.6M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,512 | $1.2M |
| Other(11 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,795 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,795 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.