| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HPHC INSURANCE COMPANY | $16K | — | $16K | 3.82% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HPHC INSURANCE COMPANY | $9K | — | $9K | 3.57% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HPHC INSURANCE COMPANY | $7K | — | $7K | 3.52% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA CREATIVE | BENEFIT PLANNING 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | DELTA DENTAL OF CONNECTICUT, INC. | $7K | — | $7K | 9.98% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | EYEMED VISION CARE | $738 | — | $738 | 10.62% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HARTFORD LIFE AND ACCIDENT | $2K | $65 | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | HPHC INSURANCE COMPANY | 57 | $887K |
| Dental | DELTA DENTAL OF CONNECTICUT, INC. | 143 | $71K |
| Vision | EYEMED VISION CARE | 111 | $7K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 163 | $0 |
| Other | HARTFORD LIFE AND ACCIDENT | 163 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.