| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HORACIO J. CABRAL3 | P.O. BOX 163 OLD SAYBROOK, CT 06475 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $22K | — | $22K | 17.00% |
| HORACIO J. CABRAL3 | P.O. BOX 163 OLD SAYBROOK, CT 06475 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | — | $14K | 17.00% |
| HORACIO J. CABRAL3 | P.O. BOX 163 OLD SAYBROOK, CT 06475 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $2K | — | $2K | 4.14% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $2K | — | $2K | 2.96% |
| HOFFMAN INS AGENCY OF CT LLC3 | 36 ALBANY TURNPIKE, P.O. BOX 549 WEST SIMSBURY, CT 06092 | ALLSTATE BENEFITS | $1K | — | $1K | 2.64% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $668 | — | $668 | 1.18% |
| HORACIO J. CABRAL3 | 1516 NEW LONDON TURNPIKE GLASTONBURY, CT 060333347 | VISION SERVICE PLAN | $1K | — | $1K | 3.82% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $1K | — | $1K | 7.41% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $403 | — | $403 | 2.99% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $401 | — | $401 | 2.97% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $234 | — | $234 | 1.73% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $1K | — | $1K | 13.60% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $685 | — | $685 | 6.85% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $593 | — | $593 | 5.93% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $362 | — | $362 | 3.62% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $203 | — | $203 | 2.03% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $278 | — | $278 | 3.31% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $141 | — | $141 | 1.68% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $70 | — | $70 | 0.83% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $55 | — | $55 | 0.65% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 98048 | ALLSTATE BENEFITS | $430 | — | $430 | 5.67% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $217 | — | $217 | 2.86% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $120 | — | $120 | 1.58% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $65 | — | $65 | 0.86% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $62 | — | $62 | 0.82% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $2K | — | $2K | 23.21% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $782 | — | $782 | 10.66% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $666 | — | $666 | 9.08% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $407 | — | $407 | 5.55% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $68 | — | $68 | 0.93% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 48068 | ALLSTATE BENEFITS | $642 | — | $642 | 8.85% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $327 | — | $327 | 4.51% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $192 | — | $192 | 2.65% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $174 | — | $174 | 2.40% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $126 | — | $126 | 1.74% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $546 | — | $546 | 7.62% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $259 | — | $259 | 3.61% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $126 | — | $126 | 1.76% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $123 | — | $123 | 1.72% |
| HORACIO J. CABRAL3 | P.O. BOX 163 OLD SAYBROOK, CT 06475 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $899 | — | $899 | 14.99% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $324 | — | $324 | 5.54% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $152 | — | $152 | 2.60% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $84 | — | $84 | 1.44% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $64 | — | $64 | 1.09% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $570 | — | $570 | 10.29% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $254 | — | $254 | 4.58% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $147 | — | $147 | 2.65% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $129 | — | $129 | 2.33% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $23 | — | $23 | 0.42% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $442 | — | $442 | 9.49% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $179 | — | $179 | 3.84% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $178 | — | $178 | 3.82% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $103 | — | $103 | 2.21% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $106 | — | $106 | 2.86% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $63 | — | $63 | 1.70% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $48 | — | $48 | 1.30% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $155 | — | $155 | 4.48% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $72 | — | $72 | 2.08% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $70 | — | $70 | 2.02% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $386 | — | $386 | 11.53% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $169 | — | $169 | 5.05% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 48068 | ALLSTATE BENEFITS | $149 | — | $149 | 4.45% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $91 | — | $91 | 2.72% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $393 | — | $393 | 12.16% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $175 | — | $175 | 5.41% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $150 | — | $150 | 4.64% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $90 | — | $90 | 2.78% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $253 | — | $253 | 7.90% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $148 | — | $148 | 4.62% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $126 | — | $126 | 3.93% |
| ANTHONY BUECHLER3 | 13811 S 50TH ST PAPILLION, NE 68133 | ALLSTATE BENEFITS | $85 | — | $85 | 2.65% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $79 | — | $79 | 2.47% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $161 | — | $161 | 5.86% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $140 | — | $140 | 5.09% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $83 | — | $83 | 3.02% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $249 | — | $249 | 11.73% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $138 | — | $138 | 6.50% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $71 | — | $71 | 3.35% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $61 | — | $61 | 2.87% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $151 | — | $151 | 7.64% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $88 | — | $88 | 4.45% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $68 | — | $68 | 3.44% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $113 | — | $113 | 7.01% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $88 | — | $88 | 5.46% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $52 | — | $52 | 3.23% |
| SHAWN J KEELER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $166 | — | $166 | 10.72% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $76 | — | $76 | 4.91% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $72 | — | $72 | 4.65% |
| SHAWN J KEELER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $295 | — | $295 | 20.18% |
| HOFFMAN INS AGENCY OF CT LLC3 | BOX 549, 36 ALBANY TURNPIKE WEST SIMSBURY, MA 06092 | ALLSTATE BENEFITS | $134 | — | $134 | 9.17% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $113 | — | $113 | 7.73% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVE STE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $70 | — | $70 | 4.79% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $117 | — | $117 | 8.01% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $53 | — | $53 | 3.63% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $42 | — | $42 | 2.88% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $68 | — | $68 | 4.70% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 48068 | ALLSTATE BENEFITS | $68 | — | $68 | 4.70% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $119 | — | $119 | 8.33% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $55 | — | $55 | 3.85% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $50 | — | $50 | 3.50% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $49 | — | $49 | 4.01% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 48 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $43 | — | $43 | 3.52% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $54 | — | $54 | 5.88% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $52 | — | $52 | 5.66% |
| SHAWN J KEELER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $54 | — | $54 | 10.93% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $43 | — | $43 | 8.70% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $40 | — | $40 | 11.83% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $14 | — | $14 | 7.07% |
| NUMEROUS AGENTS THAT EARNED3 | LESS THAN 50 EACH PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $82 | — | $82 | 45.56% |
| SHAWN J KELLER3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE BENEFITS | $79 | — | $79 | 43.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 430 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 450 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 200 | $37K |
| Life insurance(13 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 358 | $128K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 201 | $130K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $82K |
| Other(24 contracts, 2 carriers) | ALLSTATE BENEFITS | 358 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.