| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE CO EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVE RE11 HARTFORD, CT 06156 | $1.6M |
| THE SEGAL COMPANY EIN 13-1835864 PLAN ACTUARY | Actuarial Service code 11 | 30 WATERSIDE DRIVE, SUITE 300 FARMINGTON, CT 060323069 | $167K |
| LORI FREDETTE EMPLOYEE | Employee (plan) Service code 30 | 435 CAPTAIN THOMAS BOULEVARD WEST HAVEN, CT 06516 | $85K |
| DIANE KLOBUKOWSKI EXECUTIVE DIRECTOR | Employee (plan) Service code 30 | 435 CAPTAIN THOMAS BOULEVARD WEST HAVEN, CT 06516 | $66K |
| REID & RIEGE, PC EIN 06-0867204 PLAN ATTORNEY | Legal Service code 29 | ONE FINANCIAL PLAZA HARTFORD, CT 06103 | $46K |
| ALDA RUZICKA EMPLOYEE | Employee (plan) Service code 30 | 435 CAPTAIN THOMAS BOULEVARD WEST HAVEN, CT 06516 | $43K |
| KIMBERLY MAGNANI EMPLOYEE | Employee (plan) Service code 30 | 435 CAPTAIN THOMAS BOULEVARD WEST HAVEN, CT 06516 | $35K |
| T.M. BYXBEE CO. EIN 06-1386456 ACCOUNTANT | Accounting (including auditing) Service code 10 | 2319 WHITNEY AVE HAMDEN, CT 06518 | $32K |
| SEGAL MARCO ADVISORS EIN 13-2646110 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 333 WEST 34TH STREET NEW YORK, NY 100012402 | $24K |
| DAVIS VISION EIN 11-3051991 VISION BENEFITS ADMINISTR | Contract Administrator Service code 13 | 175 E. HOUSTON STREET 5TH FLOOR SAN ANTONIO, TX 78205 | $15K |
| RBS CITIZENS EIN 05-6073921 INVESTMENT CUSTODIAN | Custodial (other than securities); Custodial (securities) Service code 18 | ONE CITIZENS PLAZA PROVIDENCE, RI 02903 | $15K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 INSURANCE BROKER | Insurance brokerage commissions and fees Service code 53 | 333 WEST 34TH STREET NEW YORK, NY 100012402 | $6K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,538 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,373 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE CO. | 3,326 | $356K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,820 | $812K |
| Other | AETNA LIFE INSURANCE CO. | 3,326 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.