| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $702 | $3K | 12.51% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| SANDRA G GRIFFIOEN3 | 3740 US 75 AVE SIOUX CENTER, IA 51250 | AFLAC | $2K | $75 | $2K | 8.65% |
| STEVEN L. VONK3 Filed as: STEVEN L VONK | 1602 10TH ST ROCK VALLEY, IA 51247 | AFLAC | $580 | $5 | $585 | 2.53% |
| JULIE A MANN3 | 5001 SERGEANT RD STE 50 SIOUX CITY, IA 51106 | AFLAC | $525 | $8 | $533 | 2.30% |
| MICHAEL DONLEY3 Filed as: MICHAEL N SUNDERMAN | 2912 HAMILTON BVD STE 104 SIOUX CITY, IA 51104 | AFLAC | $153 | — | $153 | 0.66% |
| TYONIA N EGGERS3 | 102 BASS ST STORM LAKE, IA 50588 | AFLAC | $98 | $11 | $109 | 0.47% |
| GERRIT J VIS3 | 1435 MAIN ST, PO BOX 86 ROCK VALLEY, IA 51247 | AFLAC | $78 | — | $78 | 0.34% |
| JANE W BARNHILL3 Filed as: JANE M POTTEBAUM | 19258 HAWTHORNE AVE CARROLL, IA 51401 | AFLAC | $73 | — | $73 | 0.32% |
| TAMARA WILLIAMS3 Filed as: TAMARA WILLAMS | 6610 NASSER LN PORT ORANGE, FL 32128 | AFLAC | $65 | — | $65 | 0.28% |
| WILLIS TOWERS WATSON US LLC3 Filed as: CHRISTINE A WILLIS | 10709 GENA RD KETCHIKAN, AK 99901 | AFLAC | $60 | — | $60 | 0.26% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11329 P ST STE 120 OMAHA, NE 68137 | AFLAC | $42 | — | $42 | 0.18% |
| ANDREW E HEYING3 | 1201 BIRCH AVE ALTON, IA 51003 | AFLAC | $37 | — | $37 | 0.16% |
| WILLIAM JAMES MURPHY3 Filed as: WILLIAM K DUIN | 2512 S KINDERHOOK AVE SIOUX FALLS, SD 57106 | AFLAC | $36 | — | $36 | 0.16% |
| JAMES A SMAARDYK3 | 3972 HOLLIS AVE PORT CHARLOTTE, FL 33953 | AFLAC | $31 | — | $31 | 0.13% |
| ROXANNE M FIECHTNER3 | 2635 SWEETGRASS DR BROOKINGS, SD 57006 | AFLAC | $25 | — | $25 | 0.11% |
| TRACY L HOSTLER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $25 | — | $25 | 0.11% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $16 | — | $16 | 0.07% |
| HEIDI JOAN MORGAN3 | 1006 W 10TH ST SIOUX FALLS, SD 57104 | AFLAC | $13 | — | $13 | 0.06% |
| MK SWAN INC3 | 6610 HARVEST DR PAPILLION, NE 68133 | AFLAC | $11 | — | $11 | 0.05% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $8 | — | $8 | 0.03% |
| SCOTT R FRITCHER3 | 212 NW SUNSET LN GRIMES, IA 50111 | AFLAC | $7 | — | $7 | 0.03% |
| ARTHUR VANDER WILT | PO BOX 248 SHELDON, IA 51201 | AFLAC | $6 | — | $6 | 0.03% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $6 | — | $6 | 0.03% |
| MEHLBRECH INSURANCE INC3 | 47152 257TH ST CROOKS, SD 57020 | AFLAC | $6 | — | $6 | 0.03% |
| DIANN J HUISENGA3 | 540 E JESSE CT TEA, SD 57064 | AFLAC | $5 | — | $5 | 0.02% |
| KACY A GRUENKEMEYER3 | 558 CLINGMANS LN CHATTANOOGA, TN 37419 | AFLAC | $5 | — | $5 | 0.02% |
| HEATHER D SWANSON3 | 115 SE BAYTREE DR WAUKEE, IA 50263 | AFLAC | $4 | — | $4 | 0.02% |
| KERRY PARSONS3 Filed as: KERRY PICKARD | 8534 N OVERLAND DR KANSAS CITY, MO 64154 | AFLAC | $3 | — | $3 | 0.01% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $3 | — | $3 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $2 | — | $2 | 0.01% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | 608 FAIRVIEW ST WALL LAKE, IA 51466 | AFLAC | $2 | — | $2 | 0.01% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $1 | — | $1 | 0.00% |
| JOLYNNE M MACK3 | 1301 4TH ST NE WATERTOWN, SD 57201 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD L HOVICK3 | 2214 SW 43RD TER CAPE CORAL, FL 33914 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $424 | $2K | 12.13% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $996 | — | $996 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | VISION SERVICE PLAN | $927 | — | $927 | 6.13% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $283 | $2K | 12.25% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $628 | — | $628 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK HEALTH PLAN OF IOWA | 110 | $1.7M |
| Dental | DELTA DENTAL OF IOWA | 125 | $0 |
| Vision | VISION SERVICE PLAN | 87 | $15K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 142 | $13K |
| Short-term disability | AFLAC | 31 | $23K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 123 | $20K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 142 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.