| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUEPRINT BENEFIT ADVISORS3 Filed as: BLUEPRINT BENEFIT ADVISORS LLC | 109 SANFORD ST HAMDEN, CT 065141742 | CONNECTICARE, INC | $34K | $5K | $39K | 2.88% |
| BK GROUP BENEFITS LLC3 Filed as: BK GROUP BENEFITS, LLC | 531 MAIN STREET BRANFORD, CT 06405 | CONNECTICARE, INC | $7K | — | $7K | 0.52% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | CONNECTICARE, INC | $3K | — | $3K | 0.25% |
| PROFESSIONAL PENSIONS INC3 | 10 RESEARCH PKWY WALLINGFORD, CT 06492 | PRINCIPAL LIFE INSURANCE COMPANY | — | $6K | $6K | 5.44% |
| BLUEPRINT BENEFIT ADVISORS3 Filed as: BLUEPRINT BENEFIT ADVISORS LLC | 109 SANFORD ST HAMDEN, CT 065141742 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 4.26% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | — | $672 | $672 | 0.62% |
| BK GROUP BENEFITS LLC3 | 531 MAIN STREET BRANFORD, CT 06405 | PRINCIPAL LIFE INSURANCE COMPANY | $280 | — | $280 | 0.26% |
| GROUP INS. ASSOCIATES, INC.3 Filed as: GROUP INS ASSOCIATES | 8 HAZEL TERRACE WOODBRIDGE, CT 06525 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 7.12% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 1.49% |
| PROFESSIONAL PENSIONS INC3 | 10 RESEARCH PKWY SUITE 200 WALLINGFORD, CT 06492 | HARTFORD LIFE AND ACCIDENT | $538 | — | $538 | 0.60% |
| GROUP INS. ASSOCIATES, INC.3 Filed as: GROUP INS ASSOCIATES | PO BOX 6474 MACON, GA 31208 | HARTFORD LIFE AND ACCIDENT | — | $224 | $224 | 0.25% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1901 ROXBOROUGH RD SUITE 300 CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | — | $49 | $49 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONNECTICARE, INC | 162 | $1.4M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 181 | $109K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 181 | $109K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 154 | $89K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 154 | $89K |
| Other | HARTFORD LIFE AND ACCIDENT | 154 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.