| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | ANTHEM HEALTH PLANS, INC. | $6K | $4K | $10K | 1.84% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | ANTHEM LIFE INSURANCE COMPANY | $9K | $5K | $15K | 10.10% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS, INC. EIN 06-1475928 INSURANCE PLAN ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Float revenue; Contract Administrator Service code 12 | — | $185K |
| HP PLANNING, LLC | Other commissions; Insurance services; Insurance brokerage commissions and fees Service code 23 | — | $121K |
| ANTHEM HEALTH PLANS | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Float revenue; Contract Administrator Service code 12 | — | $96K |
| ALERA GROUP INC | Insurance agents and brokers; Insurance brokerage commissions and fees; Other commissions Service code 22 | — | $2K |
| INGENIORX INC EIN 82-3062245 PHARMACY MANAGER | Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | — | -$44K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS, INC. | 279 | $531K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 159 | $145K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 159 | $145K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 159 | $145K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS, INC. | 279 | $531K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 159 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.