| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN KAUFMAN | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $75K | — | $75K | 16.39% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFITS GROUP INC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $47K | $47K | 10.21% |
| JOHN M KAUFMAN3 | — | GUARDIAN | $12K | — | $12K | 8.88% |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS INC | — | GUARDIAN | $7K | — | $7K | 5.00% |
| WENTWORTH DEANGELIS INC3 Filed as: WENTWORTH-DEANGELIS INC | — | GUARDIAN | $3K | — | $3K | 1.85% |
| CFS HARTFORD LLC3 | — | GUARDIAN | $943 | — | $943 | 0.68% |
| JOHN M KAUFMAN3 | 20 BATTERSON PARK ROAD #12R FARMINGTON, CT 06032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.21% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SVCS LLC | 2 ENTERPRISE DRIVE SUITE 204 SHELTON, CT 06484 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS INC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $434 | $434 | 1.22% |
| JOHN M KAUFMAN3 | 20 BATTERSON PARK ROAD #12R FARMINGTON, CT 06032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 11.40% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SVCS LLC | 2 ENTERPRISE DRIVE SUITE 204 SHELTON, CT 06484 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS INC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $362 | $362 | 1.16% |
| UNITED OF OMAHA LIFE INSURANCE CO3 | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | — |
| JOHN M KAUFMAN3 | 20 BATTERSON PARK ROAD #12R FARMINGTON, CT 06032 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $539 | — | $539 | — |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SVCS LLC | 2 ENTERPRISE DRIVE SUITE 204 SHELTON, CT 06484 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $270 | $270 | — |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN KAUFMAN | 31 HATHEWAY DRIVE HARTFORD, CT 06107 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| AMWINS3 Filed as: AMWINS GROUP BENEFITS INC | 2 ENTERPRISE DRIVE SUITE 204 SHELTON, CT 06484 | METROPOLITAN LIFE INSURANCE COMPANY | $651 | — | $651 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | GUARDIAN | 166 | $139K |
| Vision(2 contracts, 2 carriers) | GUARDIAN | 166 | $139K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $36K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $0 |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $31K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 228 | $459K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.