| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT, LLC | 185 ASYLUM STREET, 25TH FLOOR HARTFORD, CT 061033708 | CONNECTICARE, INC. | $101K | $20K | $121K | 3.89% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CT LLC | 10 STATE HOUSE SQUARE 11TH FLOOR HARTFORD, CT 06103 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 3.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT LLC | P.O. BOX 414965 BOSTON, MA 02241 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 3.21% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF | CALIFORNIA INC. P.O. BOX 101162 PASADENA, CA 91189 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 1.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT LLC | P.O. BOX 414965 BOSTON, MA 02241 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 3.66% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT | P.O. BOX 414965 BOSTON, MA 022414965 | EYEMED VISION CARE | $2K | — | $2K | 10.94% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT LLC | 185 ASYLUM STREET 25TH FLOOR HARTFORD, CT 06103 | ANTHEM HEALTH PLANS, INC. | $217 | — | $217 | 1.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CONNECTICUT LLC | P.O. BOX 414965 BOSTON, MA 02241 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $20 | — | $20 | 10.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF | CALIFORNIA INC 2055 GATEWAY PL STE 450 SAN JOSE, CA 95110 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | — | $5 | $5 | 2.51% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE PATHWAYS GROUP EIN 06-0986061 CONSULTANT | Consulting (general); Consulting fees; Contract Administrator Service code 13 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CONNECTICARE, INC. | 509 | $3.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 185 | $197K |
| Vision | EYEMED VISION CARE | 284 | $23K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 336 | $175K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 308 | $156K |
| Prescription drug(2 contracts, 2 carriers) | CONNECTICARE, INC. | 509 | $3.1M |
| Other | ANTHEM HEALTH PLANS, INC. | 1 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 509 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.