| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WENTWORTH DEANGELIS INC3 Filed as: WENTWORTH, DEANGELIS & KAUFMAN | 74 BATTERSON PARK ROAD FARMINGTON, CT 06032 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $55K | $55K | 2.73% |
| WENTWORTH DEANGELIS INC3 Filed as: WENTWORTH DEANGELIS & KAUFMAN | 74 BATTERSON PARK ROAD FARMINGTON, CT 06034 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $26K | $26K | 1.28% |
| WDK BENEFITS, LLC3 | 20 BATTERSON PARK RD 120 FARMINGTON, CT 06032 | ANTHEM HEALTH PLANS, INC. | $8K | $4K | $12K | 8.37% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 433 SOUTH MAIN STREET WEST HARTFORD, CT 06110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $451 | $3K | 7.75% |
| WENTWORTH DEANGELIS INC3 Filed as: WENTWORTH, DEANGELIS & KAUFMAN | 74 BATTERSON PARK RD. FARMINGTON, CT 06034 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 13.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 143 | $2.0M |
| Dental | ANTHEM HEALTH PLANS, INC. | 323 | $145K |
| Vision | ANTHEM HEALTH PLANS, INC. | 323 | $145K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 170 | $40K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $19K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 170 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.