| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE LEADERS GROUP INC Filed as: THE LEADERS GROUP | 26 W.M. DRY CREEK CIRCLE SUITE 575 LITTLETON, CO 80120 | DELAWARE LIFE | — | $3K | $3K | — |
| THE LEADERS GROUP INC Filed as: THE LEADERS GROUP | 26 W.M. DRY CREEK CIRCLE SUITE 575 LITTLETON, CO 80120 | JOHN HANCOCK | — | $3K | $3K | — |
| DOUGLAS DREYER | 19800 PRINCEWOOD DRIVE JUPITER, FL 33458 | MASMUTUAL | — | $11K | $11K | — |
| VENTIS CONSULTING LLC | 16550 97TH WAY N JUPITER, FL 33478 | NEW YORK LIFE ASSURANCE AND ANNUITY CORP | — | $4K | $4K | — |
| RICKY KASPER | 377 E. BUTTERFIELD ROAD LOMBARD, IL 60148 | NORTHWESTERN MUTUAL | $12K | — | $12K | — |
| DOUGLAS DREYER | 19800 PRINCEWOOD DRIVE JUPITER, FL 33458 | SECURITY LIFE OF DENVER | $12K | — | $12K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 100 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(6 contracts, 6 carriers) | DELAWARE LIFE | 51 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 51 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.