| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BR979-PGIA, INC DBA PROVIDER INSURA3 | 275 PROMANADE STREET PROVIDENCE, RI 02908 | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | — | $16K | $16K | 2.17% |
| LONDON HEALTH ADMINISTRATORS3 | 40 COMMERCIAL WAY EAST PROVIDENCE, RI 02914 | LONDON HEALTH ADMINISTRATORS | — | $11K | $11K | 7.15% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | DELTA DENTAL OF RHODE ISLAND | $725 | — | $725 | 1.73% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | DELTA DENTAL OF RHODE ISLAND | $446 | — | $446 | 1.73% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | THE LINCOLN NATIONAL LIFE INSRUACE COMPANY | $505 | — | $505 | 3.10% |
| MICHAEL GEMMA3 Filed as: MICHAEL RASPALLO | 931 JEFFERSON BLVD WARWICK, RI 02886 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 11.89% |
| KIMBERLY ANNE CUNNINGHAM3 Filed as: KIMBERLY ANN CUNNINGHAM | 266 FERRY LANDING CIRCLE PORTSMOUTH, RI 02871 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $616 | $660 | $1K | 11.47% |
| MARY-JOYCE LICATA3 Filed as: MARY JOYCE LICATA | 24 CORIANDER LN NORTH KINGSTOWN, RI 02852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | $284 | $893 | 8.02% |
| ENROLLMENT SOLUTIONS LTD3 | 65 BURBANK RD SUTTON, MA 01590 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $384 | $329 | $713 | 6.41% |
| THE PATRIOT FINANCIAL GROUP3 | 182 TURNPIKE RD STE 200 WESTBOROUGH, MA 01581 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | — | $187 | 1.68% |
| RICHARD WILLIAM HARRINGTON3 | 3 POISSON ST CUMBERLAND, RI 02864 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | — | $123 | 1.11% |
| COLGATE BENEFITS INC3 | 43 MAGILL DR GRAFTON, MA 01519 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $6 | $31 | 0.28% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 275 PROMANADE STREET SUITE 135 PROVIDENCE, RI 02908 | VISION SERVICE PLAN | $197 | — | $197 | 2.88% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | THE LINCOLN NATIONAL LIFE INSRUACE COMPANY | $854 | — | $854 | 15.01% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 275 PROMANADE STREET SUITE 135 PROVIDENCE, RI 02908 | VISION SERVICE PLAN | $37 | — | $37 | 2.47% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | DELTA DENTAL OF RHODE ISLAND | $17 | — | $17 | 1.74% |
| CROWN RISK MANAGEMENT, LLC Filed as: PGIA, INC DBA PROVIDER INSRUANCE | 160 GOULD ST SUITE 122 NEEDHAM, MA 02494 | DELTA DENTAL OF RHODE ISLAND | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | 157 | $720K |
| Dental(4 contracts) | DELTA DENTAL OF RHODE ISLAND | 105 | $69K |
| Vision(2 contracts) | VISION SERVICE PLAN | 35 | $8K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSRUACE COMPANY | 138 | $16K |
| Other(4 contracts, 3 carriers) | LONDON HEALTH ADMINISTRATORS | 138 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.