No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ADMINISTRATION SERVICES INC. EIN 05-0345198 NONE | Contract Administrator Service code 13 | — | $169K |
| COIA & LEPORE EIN 05-0353671 NONE | Legal Service code 29 | — | $101K |
| ADLER POLLOCK & SHEEHAN EIN 05-0343749 NONE | Legal Service code 29 | — | $96K |
| THE SEGAL COMPANY EIN 13-1928058 NONE | Consulting (general) Service code 16 | — | $79K |
| CAMPANA SARZA & TATEWOSIAN EIN 05-3045198 NONE | Accounting (including auditing) Service code 10 | — | $31K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management Service code 28 | — | $23K |
| WARD FISHER & COMPANY EIN 05-6016572 NONE | Accounting (including auditing) Service code 10 | — | $22K |
| CORRENTE LAW OFFICE EIN 06-1484539 NONE | Legal Service code 29 | — | $18K |
| SEGAL ROGERCASEY EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,521 | Currently employed and enrolled or eligible. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,521 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF RI | 4,175 | $887K |
| Dental | BLUE CROSS BLUE SHIELD OF RI | 4,173 | $1.3M |
| Vision | BLUE CROSS BLUE SHIELD OF RI | 4,175 | $887K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,526 | $125K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF RI | 4,175 | $887K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,526 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.