See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IBEW LOCAL NUMBER 99 EIN 05-0161150 ADMINISTRATION | Contract Administrator Service code 13 | — | $125K |
| WARD, FISHER AND COMPANY LLP EIN 05-0234540 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $57K |
| BOSTON INVESTMENT AND TRUST EIN 04-2273811 INVESTMENT | Investment management Service code 28 | — | $52K |
| GALLAGHER BENEFIT SERVICES, INC. CONSULTING | Consulting (general) Service code 16 | 475 KILVERT STREET, SUITE 105 WARWICK, RI 02886 | $43K |
| SEGAL COMPANY EIN 14-1835864 ACTUARIAL | Actuarial Service code 11 | — | $25K |
| RODIO AND URSILLO LTD. EIN 05-0398359 LEGAL | Legal Service code 29 | — | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 747 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 769 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | 1,498 | $16.3M |
| Dental | DELTA DENTAL OF RHODE ISLAND | 1,407 | $466K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 747 | $23K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | 1,498 | $16.3M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 747 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.