See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MA EIN 04-1045815 NONE | Contract Administrator; Other fees; Direct payment from the plan Service code 13 | — | $180K |
| DELTA DENTAL OF MASSACHUSETTS EIN 04-6143185 NONE | Other fees; Direct payment from the plan; Contract Administrator Service code 13 | — | $35K |
| ELAINE LAFLEUR PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 32 STEVENS STREET SPRINGFIELD, MA 01104 | $35K |
| INSURANCE PROGRAMMERS EIN 06-0811449 NONE | Direct payment from the plan; Consulting fees; Plan Administrator Service code 14 | — | $29K |
| NICHOLAS LAPIER, CPA, PC EIN 32-0048525 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $14K |
| THE GAUDREAU GROUP INC INS AGENCY EIN 04-2224848 NONE | Direct payment from the plan; Consulting (general); Consulting fees Service code 16 | — | $14K |
| KRAKOW & SOURIS EIN 04-3363718 NONE | Legal; Direct payment from the plan Service code 29 | — | $9K |
| THE HARTFORD EIN 06-0838648 NONE | Contract Administrator; Other fees; Direct payment from the plan Service code 13 | — | $8K |
| MANAGEMENT CONSULTANTS NONE | Direct payment from the plan; Other fees Service code 50 | 1500 MAIN STREET #2008 SPRINGFIELD, MA 01103 | $8K |
| ENVISION PHARMACEUTICAL SERVICES EIN 05-0570786 NONE | Direct payment from the plan; Other fees; Contract Administrator Service code 13 | — | $7K |
| THE SAVITS ORGANIZATION OF MA, INC. EIN 26-1371674 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 292 | $38K |
| Other | EXPRESS SCRIPTS, INC. | 91 | $181K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.