No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 NONE | Participant communication; Named fiduciary; Claims processing; Float revenue; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Other services Service code 12 | — | $511K |
| CHRISTINE DENIO CORPORATE BENEFITS MGR | Employee (plan) Service code 30 | 10188 I-25 FRONTAGE ROAD FIRESTONE, CO 80504 | $58K |
| GALLAGHER BENEFIT SERVICES, INC. NONE | Claims processing Service code 12 | TWO PIERCE PLACE, 14TH FLOOR ITASCA, IL 60143 | $51K |
| LINDA JOHNSON CORPORATE BENEFITS MGR | Employee (plan) Service code 30 | 10188 I-25 FRONTAGE ROAD FIRESTONE, CO 80504 | $50K |
| WEB BENEFITS DEDIGN CORP WEB DESIGN | Other services Service code 49 | 472 WEST SAND LAKE ROAD ORLANDO, FL 32819 | $37K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator Service code 13 | — | $21K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | — | $16K |
| SUN LIFE ASSURANCE COMPANY OF CANAD EIN 38-1082080 CONSULTANT | Consulting (pension) Service code 17 | — | $11K |
| CIGNA BEHAVORIAL HEALTH, INC. EIN 41-1648670 NONE | Participant communication; Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $11K |
| RETIREMENT PLANNING SERVICES, INC. EIN 84-1096179 NONE | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 505 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | VISION SERVICE PLAN | 506 | $92K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 571 | $268K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 571 | $268K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,266 | $623K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.