No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALICARE INC EIN 13-3432221 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $207K |
| DELTA DENTAL EIN 22-1896118 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $191K |
| THE SEGAL COMPANY EIN 13-1928058 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $58K |
| ANCHOR CAPITAL ADVISORS, INC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | ONE POST OFFICE SQUARE BOSTON, MA 02109 | $45K |
| NATIXIS GLOBAL ASSET MANAGEMENT NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 399 BOLYSTON STREET BOSTON, MA 02115 | $31K |
| UBS FINANCIAL SERVICES EIN 13-2638166 NONE | Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $29K |
| SEGAL ROITMAN, LLP EIN 04-2489114 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,968 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HM LIFE INSURANCE COMPANY | 9,153 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.