| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PR | — | TRIPLE S SALUD, INC. | $312K | — | $312K | 5.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUERTO RICO | — | DELTA DENTAL OF PUERTO RICO, INC. | $30K | — | $30K | 10.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUER | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 1.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUER | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 1.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUER | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 1.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PUER | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $107 | — | $107 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,063 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 119 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRIPLE S SALUD, INC. | 1,025 | $6.2M |
| Dental | DELTA DENTAL OF PUERTO RICO, INC. | 1,012 | $296K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,059 | $221K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 617 | $207K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,063 | $170K |
| Prescription drug | TRIPLE S SALUD, INC. | 1,025 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.