| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAPERS & WALLACK3 | 275 WASHINGTON STREET SUITE 110 NEWTON, MA 02458 | FALLON COMMUNITY HEALTH PLAN | $26K | — | $26K | 1.18% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUPOF NEW ENGLAND LLC | 931 JEFFERSON BLVD SUITE 3001 WARWICK, RI 02886 | FALLON COMMUNITY HEALTH PLAN | $11K | — | $11K | 0.51% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGALND LLC | 931 WASHINGTON STREET SUITE 3001 WARWICK, RI 02886 | DELTA DENTAL OF MASSACHUSETTS | $6K | — | $6K | 2.08% |
| SAPERS & WALLACK3 | 275 WASHINGTONSTREET SUITE 110 NEWTON, MA 02458 | DELTA DENTAL OF MASSACHUSETTS | $4K | — | $4K | 1.37% |
| ROBERT W. HALLOCK3 | 8 GLEASON ROAD SHREWSBURY, MA 01545 | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 12.00% |
| ROBERT W. HALLOCK3 Filed as: ROBERT W HALLOCK | 8 GLEASON ROAD SHREWSBURY, MA 01545 | SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK | $3K | — | $3K | 5.48% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGAND LLC | 931 JEFFERSON BLVD SUITE 3001 WARWICK, RI 02886 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
| ROBERT W. HALLOCK3 | 8 GLEASON ROAD SHREWSBURY, MA 01545 | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 822 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 822 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FALLON COMMUNITY HEALTH PLAN | 433 | $2.2M |
| Dental | DELTA DENTAL OF MASSACHUSETTS | 689 | $308K |
| Life insurance(2 contracts, 2 carriers) | SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK | 822 | $70K |
| Long-term disability(2 contracts, 2 carriers) | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | 822 | $136K |
| Stop-loss / reinsurancereinsurance | AMERICAN NATIONAL INSURANCE COMPANY | 433 | $16K |
| Other(3 contracts, 3 carriers) | SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK | 822 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 822 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.