| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC | 183 ROCKINGHAM RD UNIT 2 WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE | $28K | — | $28K | 0.68% |
| GRANITE GROUP BENEFITS, LLC3 Filed as: GRANITE GROUP BENEFITS | 1001 ELM ST STE 301 MANCHESTER, NH 03101 | HARVARD PILGRIM HEALTH CARE | $10K | — | $10K | 0.23% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD UNIT 2 WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE | $6K | — | $6K | 0.68% |
| GRANITE GROUP BENEFITS, LLC3 Filed as: GRANITE GROUP BENEFITS | 1001 ELM ST STE 301 MANCHESTER, NH 03101 | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 0.23% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAMD RD UNIT 2 WINDHAM, NH 03087 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | — | $8K | 3.32% |
| GCG FINANCIAL LLC3 Filed as: ALEGRA GROUP, INC | 3 PARKWAY NORTH BLVD STE 300 DEERFIELD, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 2.29% |
| GRANITE GROUP BENEFITS, LLC3 Filed as: GRANITE GROUP BENEFITS | 1001 ELM STREET STE 301 MANCHESTER, NH 03101 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.70% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD UNIT 2 WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 0.68% |
| GRANITE GROUP BENEFITS, LLC Filed as: GRANITE GROUP BENEFITS | 1001 ELM ST STE 301 MANCHESTER, NH 03101 | HARVARD PILGRIM HEALTH CARE | $521 | — | $521 | 0.23% |
| INDIGO INSURANCE SERVICES3 | 401 PARK DR BOSTON, MA 02215 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 17.00% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD UNIT 2 WINDHAM, NH 03087 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 17.00% |
| LANDMARK BENEFITS INC | 183 ROCKINGHAM RD UNIT 2 WINDHAM, NH 03087 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 17.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 509 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 544 | $238K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 338 | $82K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 171 | $29K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 338 | $80K |
| Other(2 contracts) | HARVARD PILGRIM HEALTH CARE | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.