| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | HARVARD PILGRIM HEALTH CARE | $24K | — | $24K | 2.74% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INSURANCE BRO | 25 HARVARD STREET WORCESTER, MA 01609 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $2K | $13K | 9.83% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INSURANCE BROKE | 446 MAIN STREET 20TH FLOOR WORCHESTER, MA 01608 | BLUE CROSS BLUE SHIELD OF MASSAACHUSETTS, INC | $4K | — | $4K | 4.88% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INSURANCE BRO | 25 HARVARD STREET WORCESTER, MA 01609 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $111 | $2K | 15.78% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | HARVARD PILGRIM HEALTH CARE | $82 | — | $82 | 2.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HARVARD PILGRIM HEALTH CARE | 177 | $894K |
| Dental | BLUE CROSS BLUE SHIELD OF MASSAACHUSETTS, INC | 104 | $85K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 164 | $128K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 164 | $128K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 164 | $128K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 164 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.