| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PGIA, INC.3 Filed as: PGIA INC | 160 GOULD STREET SUITE 122 NEEDHAM HEIGHTS, MA 02494 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $33K | $33K | 2.06% |
| PGIA, INC DBA PROVIDER INSURANCE3 | 160 GOULD STREET SUITE 122 NEEDHAM, MA 02494 | DELTA DENTAL OF RHODE ISLAND | $4K | — | $4K | 3.12% |
| KAREN SUE DARCY3 | 31 HARMONY CROSSING EAST BRIDGEWATER, MA 02333 | AFLAC | $934 | — | $934 | 2.57% |
| BRADFORD M LYTTLE3 | PO BOX 1461 PEMBROKE, MA 02359 | AFLAC | $396 | — | $396 | 1.09% |
| KATHLEEN V LOOPER3 | 66 WALNUT COVE DAWSONVILLE, GA 30534 | AFLAC | $325 | — | $325 | 0.89% |
| DIANA N MARTINEZ3 | 14016 NORTH LAKE BRANCH LANE HOUSTON, TX 77044 | AFLAC | $316 | — | $316 | 0.87% |
| JAMES E VOGELAAR3 Filed as: JAMES J DUPLESSIS | 601 HENRY LANDRY AVENUE METAIRIE, LA 70003 | AFLAC | $284 | — | $284 | 0.78% |
| MICHAEL A CUTAIA3 | 1611 BETHLEHEM STREET HOUSTON, TX 77018 | AFLAC | $162 | — | $162 | 0.44% |
| KAREN TUCCI3 | 73 STETSON DRIVE MARLBOROUGH, MA 01752 | AFLAC | $158 | — | $158 | 0.43% |
| SCOTT C MARTINA3 | 4924 CLEVELAND PLACE METAIRIE, LA 70003 | AFLAC | $155 | — | $155 | 0.43% |
| MARY E HUCKABEE3 | 1510 RIVERVEND CROSSING SUGAR LAND, TX 77478 | AFLAC | $136 | — | $136 | 0.37% |
| LAURA N TORRES3 | PO BOX 12373 BEAUMONT, TX 77726 | AFLAC | $109 | — | $109 | 0.30% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC | $97 | — | $97 | 0.27% |
| BRYAN J DODGE3 | PO BOX 7433 METAIRIE, LA 70010 | AFLAC | $72 | — | $72 | 0.20% |
| KEVIN J NIEDERAUER3 | 150 ALLEN ROAD SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $70 | — | $70 | 0.19% |
| LAWRENCE T MATES3 | 925 ORONOKE ROAD UNITE 24F WATERBURY, CT 06708 | AFLAC | $70 | — | $70 | 0.19% |
| JARED E DAY3 | 19710 CHARA CT CYPRESS, TX 77433 | AFLAC | $64 | — | $64 | 0.18% |
| ELLIS G HASSIEN3 | PO BOX 1448 SULPHUR, LA 70664 | AFLAC | $54 | — | $54 | 0.15% |
| MICHAEL SCOTT ENOS3 | 1602 RUELLE DE GRACE DRIVE BATON ROUGE, LA 70810 | AFLAC | $45 | — | $45 | 0.12% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $40 | — | $40 | 0.11% |
| RICHARD DACEY3 | 51 EAST VALLEY BROOK ROAD LONG VALLEY, NJ 07853 | AFLAC | $35 | — | $35 | 0.10% |
| EDWARD L MARTINA JR3 | 4101 LAKE TRAIL DRIVE KENNER, LA 70065 | AFLAC | $32 | — | $32 | 0.09% |
| DANA M SCHMANSKI3 | 23302 PRESERVE VIEW CIRCLE SPRING, TX 77389 | AFLAC | $31 | — | $31 | 0.09% |
| KAREN J MCDONALD3 | PO BOX 8105 LUMBERTON, TX 77657 | AFLAC | $30 | — | $30 | 0.08% |
| HENRY MESTRES3 | 1 WOODBRIDGE CENTER UNIT 322 WOODBRIDGE, NJ 07095 | AFLAC | $30 | — | $30 | 0.08% |
| ISABELLA L PARKER3 | 161 ANNAS LANE ZAVALLA, TX 75980 | AFLAC | $29 | — | $29 | 0.08% |
| DYLAN FRANCIS MONTEFORTE3 | 13 EAGLE NEST ROAD COLTS NECK, NJ 07722 | AFLAC | $26 | — | $26 | 0.07% |
| MAUREEN E SNOW3 | 68 WINGATE ROAD HOLLISTON, MA 01746 | AFLAC | $24 | — | $24 | 0.07% |
| PETER K HUYNH3 | 1705 WIPPRECHT STREET HOUSTON, TX 77020 | AFLAC | $23 | — | $23 | 0.06% |
| KEVIN BARRY TURK3 | 7803 TWIN HILLS DRIVE HOUSTON, TX 77071 | AFLAC | $21 | — | $21 | 0.06% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $18 | — | $18 | 0.05% |
| ERIC D WESTALL3 | 1207 TANGLE BRIAR DRIVE SEABROOK, TX 77586 | AFLAC | $15 | — | $15 | 0.04% |
| MICHAEL P ZILINSKI3 | 1633 WASHINGTON BOULEVARD APARTMENT 4E STAMFORD, CT 06902 | AFLAC | $15 | — | $15 | 0.04% |
| BRUCE G HILLYER3 | 8 HARVARD DRIVE CARMEL, NY 10512 | AFLAC | $13 | — | $13 | 0.04% |
| ST THERESE MARKETING INC3 | 4101 LAKE TRAIL DRIVE KENNER, LA 70065 | AFLAC | $13 | — | $13 | 0.04% |
| JOSHUA PAUL GROUP INC3 | 150 ALLEN ROAD SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $12 | — | $12 | 0.03% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $11 | — | $11 | 0.03% |
| CRUSER MARKETING INC3 | 7516 BLUE BONNET BOULEVARD 116 BATON ROUGE, LA 70810 | AFLAC | $10 | — | $10 | 0.03% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $9 | — | $9 | 0.02% |
| KIMBERLY FERGUSON3 Filed as: KIMBERLY SANKA | 861 VOORHEES AVENUE MIDDLESEX, NJ 08846 | AFLAC | $8 | — | $8 | 0.02% |
| SHAW ASSOCIATES INC3 | 34 SPRINGVALE ROAD READING, MA 01867 | AFLAC | $8 | — | $8 | 0.02% |
| ANDREW S SHAW3 | 222 FORBES ROAD SUITE 100 BRAINTREE, MA 02184 | AFLAC | $6 | — | $6 | 0.02% |
| ALBERT SHUST3 | 200 CENTENNIAL AVENUE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $6 | — | $6 | 0.02% |
| EDWARD L MARTINA III3 | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $6 | — | $6 | 0.02% |
| ERIN RADA3 Filed as: ERIN K RADA | 173 RAINBOW DRIVE #7300 LIVINGSTON, TX 77399 | AFLAC | $6 | — | $6 | 0.02% |
| NATHAN A HUMMER3 | 5 WEBBER ROAD WESTFORD, MA 01886 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $5 | — | $5 | 0.01% |
| OLIVETTE B LEWIS3 | PO BOX 6127 NEW ORLEANS, LA 70174 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL ANDERS LLC3 | 17802 TERRANOVA WEST DRIVE SPRING, TX 77379 | AFLAC | $4 | — | $4 | 0.01% |
| LOUIS R FAIOLA3 | 12 HAAWK COURT DELMAR, NY 12054 | AFLAC | $3 | — | $3 | 0.01% |
| JEFF MUSGROVE3 | 31300 STONEBRIDGE PARKWAY WALLER, TX 77484 | AFLAC | $3 | — | $3 | 0.01% |
| JILL SCIRPO3 | 6 WILLETT POND ROAD WESTWOOD, MA 02090 | AFLAC | $3 | — | $3 | 0.01% |
| TODD A STULL3 | 810 SOUTH MASON ROAD SUITE 102 KATY, TX 77450 | AFLAC | $3 | — | $3 | 0.01% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DRIVE MADSION, MS 39110 | AFLAC | $2 | — | $2 | 0.01% |
| FINN INTERESTS INC3 | 1802 LAKE MEADOWS COURT HOUSTON, TX 77077 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 SUITE H119 FAIRFIELD, NJ 07004 | AFLAC | $2 | — | $2 | 0.01% |
| CHERISE M WADE3 | 616 HARDEMAN STREET SEALY, TX 77474 | AFLAC | $2 | — | $2 | 0.01% |
| KIM REED SMITH3 | 7815 DEERWOOD LAKE DRIVE HUMBLE, TX 77346 | AFLAC | $2 | — | $2 | 0.01% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $2 | — | $2 | 0.01% |
| PRENTISS ATKINS CASTLE JR3 | 7293 DABADIE ROAD VENTRESS, LA 70783 | AFLAC | $2 | — | $2 | 0.01% |
| REY ROSTAMI3 | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $1 | — | $1 | 0.00% |
| TARA MICHELLE D AGOSTINO3 | 87A BOORAEM AVENUE JERSEY CITY, NJ 07307 | AFLAC | $1 | — | $1 | 0.00% |
| ERIC J LEGER3 | 623 EAST 7TH 1/2 STREET HOUSTON, TX 77007 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT JAMES LAMB3 | 53 RODGEWOOD DRIVE STOW, MA 01775 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY MCDERMOTT3 | 29 MAPLE LANE MT ARLINGTON, NJ 07856 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TWP, NJ 08234 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN GAUTREAUX3 | 935 JEFFERSON BOULEVARD SUITE 2000 WARWICK, RI 02886 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 9.65% |
| JOHN GAUTREAUX3 | 935 JEFFERSON BOULEVARD SUITE 2000 WARWICK, RI 02886 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 16.60% |
| JOHN GAUTREAUX3 | 935 JEFFERSON BOULEVARD SUITE 2000 WARWICK, RI 02886 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 12.58% |
| JOHN GAUTREAUX3 | 935 JEFFERSON BOULEVARD SUITE 2000 WARWICK, RI 02886 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $281 | — | $281 | 18.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 222 | $1.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF RHODE ISLAND | 241 | $161K |
| Vision(2 contracts, 2 carriers) | AFLAC | 60 | $44K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 104 | $26K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 65 | $12K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 104 | $17K |
| Other(3 contracts, 2 carriers) | AFLAC | 104 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.