| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND, LLC | 299 BALLARDVALE STREET WILMINGTON, MA 01887 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $74K | $54K | $128K | 3.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND, LLC | 299 BALLARDVALE STREET WILMINGTON, MA 01887 | TUFTS INSURANCE COMPANY | $7K | $11K | $18K | 2.22% |
| JENNIFER LYNN WRIGHT3 | 86 BEVERLY ROAD WEST YARMOUTH, MA 02673 | AFLAC | $7K | $102 | $7K | 5.15% |
| BARBARA A. LEONE INC3 | 14 SHEPPARD ROAD SAGAMORE BEACH, MA 02562 | AFLAC | $2K | $32 | $2K | 1.78% |
| THERESA M. WHELAN INC3 | 22 WILDFLOWER LANE YARMOUTH PORT, MA 02675 | AFLAC | $2K | $0 | $2K | 1.53% |
| SHAW ASSOCIATES INC3 | 34 SPRINGVALE ROAD READING, MA 01867 | AFLAC | $2K | $32 | $2K | 1.28% |
| MJ INSURANCE3 Filed as: TMBG INC & VARIOUS AGENTS | 34 HARWOOD ROAD NATICK, MA 01760 | AFLAC | $1K | $0 | $1K | 1.03% |
| BRENDAN W. ARMY3 | 86 BEVERLY ROAD WEST YARMOUTH, MA 02673 | AFLAC | $476 | $35 | $511 | 0.37% |
| ROBERT LAROCHE JR3 | 451 WESTMORELAND LANE SAUNDERSTOWN, RI 02874 | AFLAC | $345 | $0 | $345 | 0.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NEW ENGLAND, LLC | PO BOX 2158 RIVERSIDE, CA 92516 | ALTUS DENTAL INSURANCE COMPANY, INC. | $5K | $0 | $5K | 5.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | 466 | $4.6M |
| Dental | ALTUS DENTAL INSURANCE COMPANY, INC. | 205 | $89K |
| Life insurance | AFLAC | 93 | $138K |
| Short-term disability | AFLAC | 93 | $138K |
| Prescription drug(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | 466 | $4.6M |
| Other(2 contracts, 2 carriers) | AFLAC | 200 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.