| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $14K | — | $14K | 1.29% |
| LOCKTON COMPANIES, LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $9K | — | $9K | 1.29% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 1.29% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF MASSACHUSETTS, INC. | 26 CENTURY BLVD, FL 4S NASHVILLE, TN 37214 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $41K | $5K | $46K | 11.25% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF MASSACHUSETTS, INC. | PO BOX 416672 BOSTON, MA 02241 | DELTA DENTAL | $5K | — | $5K | 2.18% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 1.34% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS OF MASSACHUSETTS, INC. | 26 CENTURY BLVD, FL 4S NASHVILLE, TN 37214 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $516 | $7K | 16.25% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $302 | — | $302 | 1.29% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $31 | — | $31 | 0.43% |
| LOCKTON COMPANIES, LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $79 | — | $79 | 1.30% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET #900 KANSAS CITY, MO 64112 | HARVARD PILGRIM HEALTH CARE | $49 | — | $49 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts) | HARVARD PILGRIM HEALTH CARE | 127 | $2.6M |
| Dental | DELTA DENTAL | 384 | $222K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 247 | $454K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 247 | $454K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.