See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOSTON TRUST & IVESTMENT MGMT CO. EIN 04-2273811 NONE | Investment management; Direct payment from the plan Service code 28 | — | $141K |
| SCHWAB RETIREMENT PLAN SERVICES INC EIN 34-1479833 NONE | Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $111K |
| GOSSELIN CONSULTING GROUP LLC EIN 27-2466321 NONE | Direct payment from the plan; Investment management Service code 28 | — | $48K |
| PARKER BROWN & MACAULAY P.C. EIN 04-3422478 NONE | Legal; Direct payment from the plan Service code 29 | — | $23K |
| SIGNATURE ESTATE & INVESTMENT EIN 95-4806910 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $9K |
| GW&K INVESTMENT MANAGEMENT LLC EIN 80-0250512 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $7K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Shareholder servicing fees; Float revenue; Securities brokerage; Other investment fees and expenses; Direct payment from the plan; Securities brokerage commissions and fees Service code 33 | — | $863 |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Float revenue; Direct payment from the plan; Investment management fees paid indirectly by plan; Trustee (directed); Other services Service code 25 | — | $4 |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 570 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 210 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 5 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 785 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NEW ENGLAND LIFE INSURANCE COMPANY | 21 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.