No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COHO PARTNERS, LTD EIN 23-3004662 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | 801 OLD CASSATT ROAD BERWYN, PA 19312 | $16K |
| MACQUARIE INVESTMENTS EIN 23-1859590 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | 2005 MARKET STREET PHILADELPHIA, PA 19103 | $8K |
| BANK OF AMERICA EIN 94-1687665 NONE | Trustee (directed); Direct payment from the plan; Investment management fees paid indirectly by plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 225 FRANKLIN STREET BOSTON, MA 02110 | $7K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Accounting (including auditing); Direct payment from the plan; Investment management; Consulting (general) Service code 10 | 400 FALLERIA PARKWAY SUITE 1800 ATLANTA, GA 04010 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 72 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 20 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 157 | $1.1M |
| Dental | DELTA DENTAL OF MASSACHUSETTS | 67 | $33K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 157 | $723K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 18 | $12K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 9 | $7K |
| Prescription drug(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 157 | $1.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 18 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.