| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: BORISLOW INSURANCE AGENCY | ONE GRIFFEN BROOK DRIVE METHUEN, MA 01844 | HEALTH NEW ENGLAND | $14K | $0 | $14K | 1.98% |
| SCHUSTER DRISCOLL LLC3 Filed as: THE SCHUSTER GROUP | 135 SOUTH ROAD FARMINGTON, CT 06031 | HEALTH NEW ENGLAND | $9K | $0 | $9K | 1.25% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A BORISLOW INS AGENCY, INC | 1 GRIFFIN BROOK DR METHUEN, MA 01844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $575 | $613 | $1K | 15.05% |
| SCHUSTER DRISCOLL LLC3 Filed as: SCHUSTER DRISCOLL, LLC | 135 SOUTH ROAD FARMINGTON, CT 06032 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $404 | $0 | $404 | 5.12% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A BORISLOW INS AGENCY, INC | 1 GRIFFIN BROOK DR METHUEN, MA 01844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $448 | $459 | $907 | 14.89% |
| SCHUSTER DRISCOLL LLC3 Filed as: SCHUSTER DRISCOLL, LLC | 135 SOUTH ROAD FARMINGTON, CT 06032 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $332 | $0 | $332 | 5.45% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A BORISLOW INS AGENCY, INC | 1 GRIFFIN BROOK DR METHUEN, MA 01844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $341 | $326 | $667 | 15.95% |
| SCHUSTER DRISCOLL LLC3 Filed as: SCHUSTER DRISCOLL, LLC | 135 SOUTH ROAD FARMINGTON, CT 06032 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $286 | $0 | $286 | 6.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NEW ENGLAND | 85 | $729K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $8K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 63 | $6K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 73 | $4K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 134 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.