| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $21K | $10K | $31K | 1.18% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $4K | $2K | $5K | 1.16% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $3K | $1K | $4K | 1.20% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $2K | $1K | $4K | 1.23% |
| SELMAN & COMPANY, LLC3 | ONE INTEGRITY PARKWAY CLEVELAND, OH 44143 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $8K | $8K | 4.14% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 818035 CLEVELAND, OH 44181 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 3.51% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W BLUE BELL, PA 19422 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $909 | $909 | 0.50% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $1K | $666 | $2K | 1.25% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | PO BOX 818078 CLEVELAND, OH 44181 | HARTFORD LIFE AND ACCIDENT | $18K | $0 | $18K | 11.59% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 669 RIVER DRIVE CENTER II STE 305 ELMWOOD PARK, NJ 07407 | HARTFORD LIFE AND ACCIDENT | $4K | $3K | $6K | 4.20% |
| SELMAN & COMPANY, LLC3 | ONE INTEGRITY PARKWAY CLEVELAND, OH 44143 | HARTFORD LIFE AND ACCIDENT | $0 | $6K | $6K | 3.86% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FLOOR BOSTON, MA 02110 | HARTFORD LIFE AND ACCIDENT | $0 | $335 | $335 | 0.22% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $577 | $262 | $839 | 1.49% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL ST BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $269 | $122 | $391 | 0.91% |
| RISK STRATEGIES COMPANY3 | 160 FEDERAL STREET 4TH FLOOR BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $39 | $18 | $57 | 1.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 346 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts) | HARVARD PILGRIM HEALTH CARE | 310 | $4.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 403 | $182K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 403 | $182K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 346 | $151K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 346 | $151K |
| Other | HARTFORD LIFE AND ACCIDENT | 346 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.