No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VALIC RETIREMENT SERVICES COMPANY EIN 51-0396365 NO RELATIONSHIP | Custodial (securities); Distribution (12b-1) fees; Investment advisory (participants); Investment management fees paid indirectly by plan; Other investment fees and expenses; Recordkeeping fees; Other fees; Account maintenance fees; Legal; Sub-transfer agency fees; Other services; Shareholder servicing fees; Securities brokerage; Finders' fees / placement fees; Participant loan processing Service code 19 | — | $105K |
| BRIGHTHOUSE LIFE INSURANCE COMPANY EIN 06-0566090 NO RELATIONSHIP | Contract Administrator Service code 13 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,011 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 408 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE | 38 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 38 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.