| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE LLC | — | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $93K | $23K | $116K | 2.66% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE LLC | — | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | — | $157 | $157 | 0.00% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $2K | $6K | 3.71% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY SUITE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 0.79% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $2K | $7K | 5.50% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY SUITE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 0.84% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $1K | $7K | 12.32% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY SUITE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $694 | $694 | 1.29% |
| AISLING PARTNERS INSURANCE BROKERAG3 | 25 HARVARD STREET WORCESTER, MA 01609 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 9.15% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $241 | $2K | 17.47% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY SUITE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $134 | $134 | 1.37% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $203 | $1K | 13.09% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY SUITE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $113 | $113 | 1.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 555 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 565 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 381 | $4.4M |
| Dental | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 381 | $4.4M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 641 | $42K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 555 | $224K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 555 | $10K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 555 | $134K |
| Other(6 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 555 | $535K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.